$1,249,000
Active116 Northshore Ter, Port Charlotte, FL 33980
3 beds Β· 2.5 baths Β· 2,512 sq ft
Listing courtesy of COLDWELL BANKER SUNSTAR REALTY Β· MLS# C7518848
322 days on market
Refreshed from the Stellar MLS feed . This listingβs MLS record last changed .
About this home
Whatβs special
- Harborfront pool home
- Metal roof
- Built-in bar area
- Spa-quality bathroom
- Grandfathered boat ramp
- Harbor access
- Covered lanai
AI-selected highlights from the listing description below.
SELLER FINANCING AVAILABLE! STUNNING 2025 JUST COMPLETED HARBORFRONT POOL HOME AWAITS NEW OWNERS! This custom 3 bedroom, 2.5 bathroom + den, 3 car garage WATERFRONT pool home has it all, including a metal roof, impact rated windows & doors, incredible details, including custom cabinetry with soft closure, tile floors throughout, stone counters, upgraded appliances & light fixtures, and more! As you approach the front door, notice the custom & upgraded garage doors with wood look finish. Inside, a welcome foyer is open to the spacious living room with custom ceiling details and recessed lighting, all with sweeping harbor views and incredible sunrises and sunsets! Off to the right side, find a conveniently located guest half bathroom, a large laundry room with cabinetry to leads to the garage, a spacious guest bedroom with beautiful water views and a large closet, and a separate guest bedroom with en suite bathroom access to a full bathroom with beautiful tile work in the shower. Off the foyer, the spacious office/den is a great place to work with amazing natural light and could serve as a 4th bedroom. The great room is perfect for entertaining, with a built-in bar area, and is also open to the spacious gourmet kitchen with large island/breakfast bar, corner pantry, amazing cabinet space, under counter lighting, upgraded appliances, and is also open to the dining room, all with wide water views of the harbor from multiple sliding glass doors. Off the living room, the primary suite is the ultimate retreat, with a beautiful bedroom with sliding door access to the lanai/pool, beautiful water views, dual walk-in closets, and a spa-quality bathroom with dual vanities with lighted mirrors, a lovely, tiled shower, a free-standing soaking tub with wall filler, and a private toilet room. Outside, enjoy an extra deep covered lanai, stubbed for a future outdoor kitchen with hot/cold water and drain connection, and power. The pool and spa are huge and there is still a spot to enjoy the sun as you lounge by the pool. Outside in the backyard, the concrete seawall and excellent harbor access are perfect for you to add your dock and bring your boat or launch your kayaks/paddleboards. This home also has a grandfathered in boat ramp, perfect for a small boat launch! Nearby to Punta Gorda, Sunseeker, and so many great restaurants, shops, golf, and more, this home is incredible! Prefer an unfurnished home? Check out the adjacent listing by the same builder, too! BE SURE TO CLICK THE FULL VIRTUAL TOUR LINKS FOR DETAILS!
Facts
- Property type
- Single Family Residence
- Year built
- 2025
- Bathrooms
- 2 full, 1 half
- Living area
- 2,512 sqft
- Lot size
- 0.35 acres
- Waterfront
- Yes Β· 75 ft
- Water access
- Bay/Harbor, Canal - Brackish, Canal - Saltwater, Gulf/Ocean, Marina, River
- Water view
- Yes
- Private pool
- Yes
- Exposure
- North
- Furnished
- Furnished
- Flood zone
- AE/VE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $4,074/yr
- Listed
- Dec 10, 2025
- MLS #
- C7518848
Price & status history
- Listed for $1,475,000
- Price reduced to $1,249,000from $1,415,000
Virtual tour
- Video tour on Vimeovimeo.com
Tours are hosted by the sellerβs chosen provider, not by Lasbury-Tracy Realty. Opening one loads content from that company and shares your IP address with them.
Estimate the monthly payment
Estimate by Lasbury Tracy Realty β not a loan offerStarting figures for 116 NORTHSHORE TER. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure β we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied β your down payment is 20% or more.
Estimated total monthly payment
$7,696
$6,316 of that is principal & interest. 18% is taxes, insurance and fees β which is why those inputs matter more here than the rate does.
- Principal & interest
- $6,316
- Property taxes
- $340
- Homeowners insurance
- $1,041
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $7,696
Over the life of the loan
- Loan amount
- $999,200
- Down payment
- $249,800
- Total interest
- $1,274,425
- Principal + interest paid
- $2,273,625
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above β nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you β a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
116 Northshore Ter, Port Charlotte, FL 33980
Listing courtesy of COLDWELL BANKER SUNSTAR REALTY Β· MLS# C7518848 Β· Active
Where this home is
Opens on aerial β on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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