$399,900
Active1183 Cedar Ave, Englewood, FL 34223
3 beds · 2 baths · 1,550 sq ft
Listing courtesy of LIBERTY COAST REALTY LLC · MLS# A4699704
106 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- No HOA fees
- No CDD fees
- No flood insurance required
- Hurricane-impact windows
- Coffered ceilings
- Covered rear lanai
- Walk-in pantry
AI-selected highlights from the listing description below.
NEW CONSTRUCTION (2025) • NO HOA • NO CDD • NO FLOOD INSURANCE REQUIRED • Exceptional Value! The builder has made a significant pricing adjustment, creating one of the best opportunities to own a brand-new home in Englewood without HOA fees, CDD fees, or flood insurance requirements. Be the first to live in this beautifully crafted 2025 custom-built home, thoughtfully designed for today’s Florida lifestyle. Offering 3 bedrooms, 2 bathrooms, and a spacious 2-car garage, this move-in-ready residence combines quality construction, modern finishes, and an outstanding location just minutes from Gulf beaches, Historic Dearborn Street, shopping, dining, golf, boating, parks, and everything that makes Englewood one of Southwest Florida’s most desirable coastal communities. Inside, you’ll find approximately 1,550 square feet of thoughtfully designed living space featuring an open-concept floor plan filled with natural light, luxury vinyl plank flooring, elegant coffered ceilings, recessed LED lighting, and hurricane-impact windows, doors, and garage door for added security, energy efficiency, and peace of mind. The chef-inspired kitchen is the centerpiece of the home, showcasing granite countertops, soft-close cabinetry, stainless steel appliances, a spacious breakfast bar, walk-in pantry, and abundant workspace for everyday living and entertaining. The private primary suite offers a relaxing retreat with a generous walk-in closet and a beautifully appointed ensuite bath featuring a large walk-in shower. Two additional bedrooms provide flexibility for guests, a home office, or family living. Step outside to the covered rear lanai overlooking a private backyard setting—perfect for morning coffee, evening sunsets, or entertaining family and friends. One of this home’s greatest advantages is what you won’t have to worry about: no HOA fees, no CDD fees, and no flood insurance requirement, helping keep long-term ownership costs lower while enjoying the benefits of brand-new construction. Public water and sewer are connected, and the home includes a one-year builder warranty for additional confidence and peace of mind. Whether you’re searching for a full-time residence, seasonal retreat, or investment property, this home offers the rare opportunity to enjoy modern construction, quality craftsmanship, and outstanding value in an established Englewood neighborhood. Don’t miss this exceptional opportunity to own a brand-new home at an incredible value. Schedule your private showing today.
Facts
- Property type
- Single Family Residence
- Year built
- 2025
- Bathrooms
- 2 full
- Living area
- 1,550 sqft
- Lot size
- 0.21 acres
- Private pool
- No
- Exposure
- West
- Furnished
- Unfurnished
- Flood zone
- X500
- CDD
- No
- 55+ community
- No
- Annual taxes
- $562/yr
- Listed
- Jul 14, 2026
- MLS #
- A4699704
Price & status history
- Listed for $409,900
- Price reduced to $399,900
Virtual tour
- Property Panorama tourpropertypanorama.comView the virtual tour(opens propertypanorama.com in a new tab)
Opens propertypanorama.com in a new tab.
Tours are hosted by the seller’s chosen provider, not by Lasbury-Tracy Realty. Opening one loads content from that company and shares your IP address with them.
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 1183 CEDAR AVE. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$2,402
$2,022 of that is principal & interest. 16% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $2,022
- Property taxes
- $47
- Homeowners insurance
- $333
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $2,402
Over the life of the loan
- Loan amount
- $319,920
- Down payment
- $79,980
- Total interest
- $408,040
- Principal + interest paid
- $727,960
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
1183 Cedar Ave, Englewood, FL 34223
Listing courtesy of LIBERTY COAST REALTY LLC · MLS# A4699704 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
More homes in Englewood
Want an email when homes like this list?
New Englewood listings with at least 3 bedrooms up to $500,000. Free, and you can stop any time.



