$254,900
Pending1187 Desmond St, Port Charlotte, FL 33952
3 beds · 2 baths · 1,475 sq ft
Listing courtesy of MAINSTAY BROKERAGE LLC · MLS# O6432005
22 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Virtually Staged. Welcome to this inviting Port Charlotte home offering a comfortable layout with plenty of potential for everyday living and entertaining. The open living area provides a flexible gathering space that can accommodate a cozy family room, conversation area, or home entertainment setup. The kitchen offers a functional space for preparing meals while remaining connected to the main living area. The primary bedroom provides a private retreat with room for a bedroom suite, sitting area, or workspace, while the additional bedrooms can easily serve as guest rooms, children’s rooms, home offices, or creative spaces. The two bathrooms provide added convenience for residents and guests. An attached garage offers secure parking and additional storage potential, while the fenced yard and patio create an opportunity for outdoor dining, gardening, play, or relaxing in the Florida sunshine. With its practical floor plan, flexible rooms, and outdoor space, this property offers plenty of potential to make it your own in Port Charlotte.
Facts
- Property type
- Single Family Residence
- Year built
- 1992
- Bathrooms
- 2 full
- Living area
- 1,475 sqft
- Lot size
- 0.23 acres
- Private pool
- No
- Exposure
- East
- Furnished
- Unfurnished
- Flood zone
- X
- CDD
- No
- 55+ community
- No
- Annual taxes
- $4,209/yr
- Listed
- Aug 27, 2026
- MLS #
- O6432005
Price & status history
- Listed for $269,900
- Price reduced to $254,900
- Status changed to Pending
Virtual tour
- Property Panorama tourpropertypanorama.comView the virtual tour(opens propertypanorama.com in a new tab)
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 1187 DESMOND ST. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$1,852
$1,289 of that is principal & interest. 30% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,289
- Property taxes
- $351
- Homeowners insurance
- $212
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $1,852
Over the life of the loan
- Loan amount
- $203,920
- Down payment
- $50,980
- Total interest
- $260,089
- Principal + interest paid
- $464,009
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
1187 Desmond St, Port Charlotte, FL 33952
Listing courtesy of MAINSTAY BROKERAGE LLC · MLS# O6432005 · Pending
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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