$188,000
Active1196 Rio de Janeiro Ave #205, Punta Gorda, FL 33983
2 beds · 2.5 baths · 1,154 sq ft
Listing courtesy of POOLE REALTY GROUP, LLC · MLS# C7532833
Listed today
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Often wanted, seldom found – and it’s finally here! Wake up to golf-course views in this turnkey Deep Creek condo that checks every box: FULLY FURNISHED, CONCRETE CONSTRUCTION, HURRICANE IMPACT WINDOWS AND DOORS, NEW ROOF, NO FLOOD ZONE, ENHANCED SOUND INSULATION and EXTRA STORAGE, all for TOTAL FEES UNDER $200 A MONTH. Search as long as you like; you won’t find this combination of features and space anywhere else. Step inside to a bright, open entry level where kitchen, dining and living areas flow together, with a convenient half-bath for guests. Slide open the doors to your roomy east-facing lanai, pour that first cup of coffee and watch the early golfers tackle the 13th green. Upstairs, two bedrooms each have a private bath, and the primary suite adds its own balcony, a peaceful perch for greeting the morning. The kitchen is a pleasure to cook in, with granite counters, stainless appliances and over- and under-cabinet lighting, and an upstairs laundry saves you the trips up and down. Location is the cherry on top: in the heart of Punta Gorda’s popular Deep Creek neighborhood, you’re close to shopping and major roads, with the semi-private Deep Creek Golf Club and Deep Creek and Harbor Heights parks right at hand, offering tennis, pickleball, basketball, a delightful playground, a boat ramp and much, much more. Safe, strong, low-cost and loaded with lifestyle, this one belongs at the top of your list. Schedule your showing today. You won’t need to see anything else!
Facts
- Property type
- Townhouse
- Year built
- 2007
- Bathrooms
- 2 full, 1 half
- Living area
- 1,154 sqft
- Lot size
- 0.02 acres
- Private pool
- No
- Exposure
- West
- Furnished
- Furnished
- Flood zone
- X
- CDD
- No
- 55+ community
- No
- Annual taxes
- $2,901/yr
- Monthly fees
- $193/mo
- Listed
- Nov 5, 2026
- MLS #
- C7532833
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 1196 RIO DE JANEIRO AVE #205. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$1,585
$951 of that is principal & interest. 40% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $951
- Property taxes
- $242
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $193
- Mortgage insurance (PMI)
- $0
- Total per month
- $1,585
Over the life of the loan
- Loan amount
- $150,400
- Down payment
- $37,600
- Total interest
- $191,827
- Principal + interest paid
- $342,227
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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1196 Rio de Janeiro Ave #205, Punta Gorda, FL 33983
Listing courtesy of POOLE REALTY GROUP, LLC · MLS# C7532833 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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