$60,000
Active12 Freeman Ave, Punta Gorda, FL 33950
0.1 acre lot
Listing courtesy of SELLSTATE VISION REALTY · MLS# C7523102
232 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- Vacant buildable lot
- 55+ resident-owned community
- Direct Charlotte Harbor access
- Heated pool with pavilion
- Gated neighborhood
- Low monthly HOA fee
AI-selected highlights from the listing description below.
Discover the perfect opportunity to craft your dream Florida lifestyle in the vibrant, resident-owned 55+ community of Windmill Village in Punta Gorda. This vacant lot serves as your ready-to-build blank canvas in one of Southwest Florida's most sought-after active adult waterfront communities, with direct access to Charlotte Harbor for effortless boating adventures, sunset cruises, or quick trips to the Gulf. Windmill Village offers an abundance of amenities designed for an engaging, social retirement: two private marinas with a boat ramp, a sparkling heated pool with a pavilion for gatherings, shuffleboard, bocce ball, horseshoes, indoor pickleball, billiards, cornhole, and a large community center hosting bingo nights, clubs, and year-round events tailored to diverse hobbies. The lot is already cleared and leveled, primed for your custom manufactured home, and the low monthly HOA fee covers essential perks like water, sewer, trash pickup, common area maintenance, and road upkeep—delivering true hassle-free living. Note that the purchase price excludes a one-time $18,285 Buy-In Share and Bond, which is fully refunded upon resale. Conveniently located just minutes from historic downtown Punta Gorda—famed for its charming shops, waterfront dining, weekly farmers markets, and live entertainment—you're also a short drive from award-winning Gulf Coast beaches for relaxing day trips or getaways. Punta Gorda has earned accolades as a top small place to live, including recognition from Money Magazine and Forbes for its quality of life and appeal. Whether envisioning a seasonal retreat or a permanent paradise, this lot in a welcoming, well-maintained, gated neighborhood provides the ideal setting to build and enjoy an active, vacation-like every day. Don't miss your chance to secure a slice of Southwest Florida heaven in Windmill Village! Note: This lot is now vacant with no home on it.
Facts
- Property type
- Land
- Lot size
- 0.1 acres
- Water access
- Canal - Brackish, Creek
- Flood zone
- 9AE
- Annual taxes
- $461/yr
- Monthly fees
- $256/mo
- Listed
- Mar 9, 2026
- MLS #
- C7523102
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 12 FREEMAN AVE. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$798
$303 of that is principal & interest. 62% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $303
- Property taxes
- $38
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $256
- Mortgage insurance (PMI)
- $0
- Total per month
- $798
Over the life of the loan
- Loan amount
- $48,000
- Down payment
- $12,000
- Total interest
- $61,221
- Principal + interest paid
- $109,221
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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12 Freeman Ave, Punta Gorda, FL 33950
Listing courtesy of SELLSTATE VISION REALTY · MLS# C7523102 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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