$3,250,000
Active Under Contract12 Seawatch Dr, Boca Grande, FL 33921
3 beds · 3 baths · 3,088 sq ft
Listing courtesy of BOCA GRANDE REAL ESTATE, INC. · MLS# D6146794
204 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Under contract-accepting backup offers. Peaceful and private, this spacious Gulf-view single-family home offers nearly 4,000 total square feet and an excellent opportunity to make this property your own. Featuring three bedrooms, three full baths, a versatile loft, charming cupola, and a convenient three-stop elevator, the layout provides both flexibility and functionality. Set just back from the direct beachfront, the home still enjoys a pleasant Gulf view along with added privacy. The large glass-enclosed porch and open sundeck create inviting spaces to relax, entertain, and take in the coastal setting. Located in the gated Seawatch community at the north end of Boca Grande, this property is just a short walk to the beach, known for the island’s best shelling. Community amenities include two heated pools, tennis courts, walking paths, and boardwalk access to the beach—ideal for enjoying the laid-back island lifestyle and beautiful sunsets.
Facts
- Property type
- Single Family Residence
- Year built
- 1989
- Bathrooms
- 3 full
- Living area
- 3,088 sqft
- Lot size
- 0.21 acres
- Water access
- Beach, Beach - Access Deeded, Gulf/Ocean, Lake
- Water view
- Yes
- Private pool
- No
- Exposure
- East
- Furnished
- Furnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $47,320/yr
- Monthly fees
- $899/mo
- Listed
- Mar 31, 2026
- MLS #
- D6146794
Price & status history
- Listed for $3,250,000
- Status changed to Active Under Contract
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 12 SEAWATCH DR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$23,984
$16,434 of that is principal & interest. 31% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $16,434
- Property taxes
- $3,943
- Homeowners insurance
- $2,708
- Flood insurance
- $0
- HOA / condo fees
- $899
- Mortgage insurance (PMI)
- $0
- Total per month
- $23,984
Over the life of the loan
- Loan amount
- $2,600,000
- Down payment
- $650,000
- Total interest
- $3,316,157
- Principal + interest paid
- $5,916,157
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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12 Seawatch Dr, Boca Grande, FL 33921
Listing courtesy of BOCA GRANDE REAL ESTATE, INC. · MLS# D6146794 · Active Under Contract
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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