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$549,900

Active

1200 Cove II Pl #832, Sarasota, FL 34242

2 beds · 1.5 baths · 860 sq ft

Listing courtesy of EXCEPTIONS REALTY · MLS# A4712827

1 day on market

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

Turnkey 2BR/1.5BA Condo with Stunning Water Views – Steps from Crescent & Siesta Beaches! Welcome to your slice of paradise! This beautifully maintained 2-bedroom, 1.5-bath condo sits on the 3rd floor, directly across from the sugar sands of Crescent Beach and just a short stroll to world-famous Siesta Beach. Enjoy breathtaking views overlooking the marina and Intracoastal Waterway from your private balcony—perfect for morning coffee or sunset cocktails. Located in the highly sought-after Midnight Cove II, this community offers a vibrant coastal lifestyle with low maintenance fees that include Cable TV and Fiber Internet. No special assessments or surprises here as the community maintains fully funded reserves and passed the milestone inspection without missing a beat. Whether you're lounging at the heated pool, hitting the tennis, pickleball, or basketball courts, or simply soaking up the community vibe, there's something for everyone here. Offered turnkey furnished and priced to sell, this is a rare opportunity to own in one of the area's most desirable waterfront communities. Don't miss your chance to live the beach life or invest in a prime rental property!

Facts

Property type
Condominium
Year built
1979
Bathrooms
1 full, 1 half
Living area
860 sqft
Lot size
11.58 acres
Water access
Canal - Brackish
Water view
Yes
Private pool
No
Exposure
North
Furnished
Turnkey
Flood zone
X
CDD
No
55+ community
No
Annual taxes
$5,256/yr
Monthly fees
$966/mo
Listed
Nov 11, 2026
MLS #
A4712827

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Estimate the monthly payment

Estimate by Lasbury Tracy Realty — not a loan offer

Starting figures for 1200 COVE II PL #832. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; the flood zone and the current policy's premium decide the number.

From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.

AssumptionNot applied — your down payment is 20% or more.

Estimated total monthly payment

$4,643

$2,781 of that is principal & interest. 40% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.

Principal & interest
$2,781
Property taxes
$438
Homeowners insurance
$458
Flood insurance
$0
HOA / condo fees
$966
Mortgage insurance (PMI)
$0
Total per month
$4,643

Over the life of the loan

Loan amount
$439,920
Down payment
$109,980
Total interest
$561,094
Principal + interest paid
$1,001,014
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above — the calculator sends none of them anywhere, and no lender is quoting you. Only the separate flood & insurance request sends anything: what you type into it, to a Lasbury Tracy agent. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

What did the most similar homes nearby actually sell for?

The closest recent sales to this home, with what they sold for and when.

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1200 Cove II Pl #832, Sarasota, FL 34242

Listing courtesy of EXCEPTIONS REALTY · MLS# A4712827 · Active

How would you like to see it?
Which day?
What time of day?

In person · Fri, Nov 13 · Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

Similar homes

Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Nov 12, 2026, 7:36 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. · [email protected]