$450,000
Active12004 Sarto Ln, North Port, FL 34287
3 beds · 2 baths · 1,814 sq ft
Listing courtesy of RE/MAX PALM REALTY OF VENICE · MLS# N6145400
71 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- Double waterfront lots
- Waterfront dock
- Heat sauna
- No HOA fees
- No CDD
- Mature landscaping
- Oversized lanai
AI-selected highlights from the listing description below.
RARE OPPORTUNITY! DOUBLE WATERFRONT LOTS | NO HOA | NO CDD | FULL PRIVACY! Welcome to this beautiful and private waterfront oasis in desirable North Port! This exceptional property offers a 3-bedroom, 2-bathroom home with a 2-car garage, mature landscaping, a huge lanai, and a waterfront dock—plus the opportunity to purchase the adjacent CLEAN waterfront lot (Tax ID 0770120042) for an additional $75,000! Combine both lots and create an incredible private waterfront estate with room for a pool, RV, boat, trailer, toys, and more. The home is move-in ready and features a 2023 water system and 2023 A/C, high ceilings, tile flooring throughout, upgraded granite countertops and cabinetry, and a heat sauna in the primary bedroom. Step outside to enjoy the peaceful waterfront setting, mature landscaping, oversized lanai, and private dock—perfect for fishing, relaxing, and enjoying Florida's beautiful outdoor lifestyle. Best of all, there are NO HOA FEES, NO CDD, and NO DEED RESTRICTIONS! Bring your boat, RV, travel trailer, and all your Florida toys. The adjacent waterfront lot offers an especially rare opportunity to expand your property and maximize privacy. Located just minutes from Warm Mineral Springs, shopping, restaurants, entertainment, golf, fishing, and beautiful Gulf beaches. Convenient access to I-75 and Tamiami Trail makes traveling throughout Southwest Florida easy. Enjoy proximity to CoolToday Park, the Spring Training home of the Atlanta Braves, as well as Punta Gorda, Sarasota, Fort Myers, and Tampa airports. This is a fantastic opportunity to own a private waterfront home in one of Florida's fastest-growing areas—with the flexibility and freedom that today's buyers are looking for. Buy the home alone or add the adjacent waterfront lot and create your own private waterfront compound! Don't miss this rare opportunity—schedule your private showing today! All information is deemed reliable but not guaranteed. Buyer and buyer's agent to verify all information, measurements, zoning, lot dimensions, and applicable restrictions.
Facts
- Property type
- Single Family Residence
- Year built
- 2000
- Bathrooms
- 2 full
- Living area
- 1,814 sqft
- Lot size
- 0.19 acres
- Waterfront
- Yes · 5 ft
- Water access
- Canal - Brackish
- Water view
- Yes
- Private pool
- No
- Exposure
- South
- Furnished
- Unfurnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $4,168/yr
- Listed
- Aug 18, 2026
- MLS #
- N6145400
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 12004 SARTO LN. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$2,998
$2,275 of that is principal & interest. 24% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $2,275
- Property taxes
- $347
- Homeowners insurance
- $375
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $2,998
Over the life of the loan
- Loan amount
- $360,000
- Down payment
- $90,000
- Total interest
- $459,160
- Principal + interest paid
- $819,160
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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12004 Sarto Ln, North Port, FL 34287
Listing courtesy of RE/MAX PALM REALTY OF VENICE · MLS# N6145400 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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