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Lasbury Tracy Realty Inc
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$28,000

Active

12006 Waterman Ave, Port Charlotte, FL 33981

0.23 acre lot

Listing courtesy of EMPIRE ELITE REALTY LLC · MLS# A4588438

1087 days on market

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

What’s special

  • boat launches
  • fishing spots
  • parks & recreation
  • golfing
  • Gulf of Mexico beaches

AI-selected highlights from the listing description below.

A perfect spot to build your dream home. This lot is located in an area where many new homes are being built. This community hosts boat launches, fishing spots, boating, sailing, parks & recreation, and golfing. This lot is minutes from The Charlotte Sports Park spring training home of the Tampa Bay Rays and Coll Today Park spring training home of the Atlanta Braves. The Gulf of Mexico beaches in Englewood are a short drive.

Facts

Property type
Land
Lot size
0.23 acres
Flood zone
X
Annual taxes
$423/yr
Listed
Nov 1, 2023
MLS #
A4588438

Estimate the monthly payment

Estimate by Lasbury Tracy Realty — not a loan offer

Starting figures for 12006 WATERMAN AVE. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.

AssumptionNot applied — your down payment is 20% or more.

Estimated total monthly payment

$377

$142 of that is principal & interest. 62% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.

Principal & interest
$142
Property taxes
$35
Homeowners insurance
$200
Flood insurance
$0
HOA / condo fees
$0
Mortgage insurance (PMI)
$0
Total per month
$377

Over the life of the loan

Loan amount
$22,400
Down payment
$5,600
Total interest
$28,570
Principal + interest paid
$50,970
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

12006 Waterman Ave, Port Charlotte, FL 33981

Listing courtesy of EMPIRE ELITE REALTY LLC · MLS# A4588438 · Active

How would you like to see it?
Which day?
What time of day?

In person · Thu, Oct 29 · Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

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Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 28, 2026, 8:22 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. · [email protected]