$415,000
Active1202 McGregor St, Punta Gorda, FL 33950
2 beds · 2 baths · 1,270 sq ft
Listing courtesy of SANDERLING REAL ESTATE · MLS# A4694693
142 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- Cortex waterproof flooring
- Hurricane proof door
- Automatic-closing awning
- Double sink primary bathroom
- Fenced private backyard
- Downtown District location
AI-selected highlights from the listing description below.
BACK ON MARKET DUE TO UNFORTUNATE CIRCUMSTANCES Charming home nestled in the Downtown District of Punta Gorda. Just a short stroll or bike ride takes you to downtown or Fisherman's Village, where you will discover great local restaurants, boutiques, vibrant farmers markets, and the scenic waterfront at Gilchrist Park. Here you can enjoy pickleball, basketball, tennis, fishing, playgrounds, and sunset walks along the harbor front walk path. This home was custom built five years ago featuring many upgrades. Inside, there is a Premier Water Purification filtration system throughout the home, and the floors are covered with waterproof scratch-free Cortex flooring. Abundant windows help fill the space with natural light, enhancing the bright, airy feel in every room. The kitchen is both functional and inviting, featuring stone quarts counter tops and complimentary mirror backsplash, newer Bausch appliances, and a window overlooking the fenced in private backyard that provides a private retreat with plenty of room to relax or entertain. The dining room and living room have a hurricane proof door exits to this cozy courtyard setting with a 20 x 12 awning with an automatic-closing feature when winds increase too much. The primary suite bathroom has double sinks, shower and walk in closet. Whether you’re searching for a primary residence, vacation getaway, or investment opportunity, this property places you in the center of one of Florida’s most charming coastal towns. Historic surroundings, tree-lined streets, and close proximity to marinas, boating, and the harbor lifestyle make this a rare chance to own in the downtown Punta Gorda area. Too many additional features to list. MUST SEE THIS HOME!!
Facts
- Property type
- Single Family Residence
- Year built
- 2020
- Bathrooms
- 2 full
- Living area
- 1,270 sqft
- Lot size
- 0.12 acres
- Private pool
- No
- Exposure
- West
- Furnished
- Unfurnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $4,067/yr
- Listed
- Jun 8, 2026
- MLS #
- A4694693
Price & status history
- Listed for $425,000
- Price reduced to $424,000
- Price reduced to $412,000
- Status changed to Active Under Contract
- Status changed to Active
- Price increased to $415,000
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 1202 MCGREGOR ST. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$2,783
$2,098 of that is principal & interest. 25% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $2,098
- Property taxes
- $339
- Homeowners insurance
- $346
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $2,783
Over the life of the loan
- Loan amount
- $332,000
- Down payment
- $83,000
- Total interest
- $423,448
- Principal + interest paid
- $755,448
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
1202 McGregor St, Punta Gorda, FL 33950
Listing courtesy of SANDERLING REAL ESTATE · MLS# A4694693 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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