$20,000
Active12042 Conroy Ave, Port Charlotte, FL 33981
0.3 acre lot
Listing courtesy of COLDWELL BANKER REALTY · MLS# TB8529922
103 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- Corner residential lot
- Public water available
- No HOA fees
- No build time limit
- Nearby golf courses
- Boat ramp access
- Gulf Coast beaches nearby
AI-selected highlights from the listing description below.
Build your dream home on this spacious corner residential lot in Gulf Cove, Port Charlotte, Charlotte County, Florida. Located in the sought-after Gulf Cove community, this homesite offers an excellent opportunity to construct a custom single-family residence in one of Southwest Florida’s growing residential areas. Enjoy convenient access to shopping, dining, golf courses, parks, public boat ramps, the Myakka River, Charlotte Harbor, world-class fishing, and Gulf Coast beaches, making it easy to embrace the Florida outdoor lifestyle. Whether boating, fishing, golfing, or relaxing by the beach, Gulf Cove provides a desirable balance of recreation and everyday convenience. Public water is available (buyer to verify availability and connection requirements). No HOA fees are known, and there is no time limit to build, allowing flexibility to purchase now and build when ready. This Port Charlotte vacant land opportunity is ideal for a primary residence, seasonal home, or long-term investment in a rapidly developing area near Englewood, Boca Grande, and the Gulf of Mexico. Secure your piece of Southwest Florida and start planning your future today. Additional opportunity available! Seller has another nearby lot listed for sale and is open to selling both properties together as a package. Please inquire for pricing and details.
Facts
- Property type
- Land
- Lot size
- 0.3 acres
- Exposure
- South
- Flood zone
- X
- Annual taxes
- $433/yr
- Listed
- Jul 14, 2026
- MLS #
- TB8529922
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 12042 CONROY AVE. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$337
$101 of that is principal & interest. 70% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $101
- Property taxes
- $36
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $337
Over the life of the loan
- Loan amount
- $16,000
- Down payment
- $4,000
- Total interest
- $20,407
- Principal + interest paid
- $36,407
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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12042 Conroy Ave, Port Charlotte, FL 33981
Listing courtesy of COLDWELL BANKER REALTY · MLS# TB8529922 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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