$13,000
Active12087 Joyner Ave, Port Charlotte, FL 33953
0.23 acre lot
Listing courtesy of KW COASTAL LIVING II · MLS# A4705761
43 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Build your Florida vision on this vacant residential lot at 12087 Joyner Ave in Port Charlotte. Offering approximately 0.23 acres, this property provides a great opportunity for a future homesite in an established residential area. Whether you’re planning to build now or hold for the future, this lot offers flexibility in a growing Southwest Florida market. Buyers are encouraged to verify zoning, utilities, building requirements, flood information, and any applicable permitting with Charlotte County.
Facts
- Property type
- Land
- Lot size
- 0.23 acres
- Flood zone
- AE
- Annual taxes
- $334/yr
- Listed
- Sep 10, 2026
- MLS #
- A4705761
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 12087 JOYNER AVE. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$294
$66 of that is principal & interest. 78% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $66
- Property taxes
- $28
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $294
Over the life of the loan
- Loan amount
- $10,400
- Down payment
- $2,600
- Total interest
- $13,265
- Principal + interest paid
- $23,665
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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12087 Joyner Ave, Port Charlotte, FL 33953
Listing courtesy of KW COASTAL LIVING II · MLS# A4705761 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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