$19,500
Active12090 Zittle Ave, Port Charlotte, FL 33981
0.23 acre lot
Listing courtesy of COMPASS FLORIDA LLC · MLS# A4692596
176 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- vacant lot
- custom home potential
- pool-ready lot
- outdoor kitchen space
- golf course proximity
- Gulf Coast access
- no HOA restrictions
AI-selected highlights from the listing description below.
Build your Florida dream home on this ideally located 80x125 (approx. 10,000 sq ft) lot in the growing community of Port Charlotte. Situated on a quiet residential street at 12090 Zittel Ave, this property offers the perfect canvas to design and build a custom home tailored to your lifestyle—from a modern open-concept residence with high ceilings and expansive sliders to a pool home with a spacious lanai for true indoor-outdoor Florida living. With ample dimensions, the lot provides flexibility for a variety of floor plans, including room for a 2- or 3-car garage, outdoor kitchen, and private pool. The area is seeing steady growth with newly built homes and ongoing development, making it an attractive location for both end users and investors looking to capitalize on rising property values. Enjoy the convenience of nearby shopping, dining, and everyday essentials, while also being just a short drive to world-class golf courses, marinas, and the stunning Gulf Coast beaches. The property is not located in a gated community, giving you more freedom in design and construction, and allowing you to choose your own builder and timeline without HOA restrictions. Whether you are planning to build your primary residence, a seasonal getaway, or an income-producing investment property, this lot offers the location, size, and potential to bring your vision to life in one of Southwest Florida’s most promising areas.
Facts
- Property type
- Land
- Lot size
- 0.23 acres
- Flood zone
- X
- Annual taxes
- $581/yr
- Listed
- May 5, 2026
- MLS #
- A4692596
Price & status history
- Listed for $20,000
- Price reduced to $19,500
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 12090 ZITTLE AVE. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$347
$99 of that is principal & interest. 72% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $99
- Property taxes
- $48
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $347
Over the life of the loan
- Loan amount
- $15,600
- Down payment
- $3,900
- Total interest
- $19,897
- Principal + interest paid
- $35,497
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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12090 Zittle Ave, Port Charlotte, FL 33981
Listing courtesy of COMPASS FLORIDA LLC · MLS# A4692596 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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