$10,000
Active12100 Karney Ave, Port Charlotte, FL 33981
0.23 acre lot
Listing courtesy of DALTON WADE INC · MLS# C7520175
287 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Seize the opportunity to build your Florida dream home on this 0.23-acre vacant lot in a growing area of Port Charlotte with strong future potential. This property offers convenient access to Gulf beaches, shopping, dining, and recreational amenities, making it an attractive choice for homeowners and investors alike. Located in an area seeing continued development, this lot provides the chance to secure land now in an emerging location poised for growth. Enjoy the flexibility to build while investing in the future of Southwest Florida.
Facts
- Property type
- Land
- Lot size
- 0.23 acres
- Flood zone
- 8AE/X
- Annual taxes
- $437/yr
- Listed
- Jan 13, 2026
- MLS #
- C7520175
Price & status history
- Listed for $15,000
- Price reduced to $10,000from $14,000
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 12100 KARNEY AVE. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$287
$51 of that is principal & interest. 82% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $51
- Property taxes
- $36
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $287
Over the life of the loan
- Loan amount
- $8,000
- Down payment
- $2,000
- Total interest
- $10,204
- Principal + interest paid
- $18,204
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
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12100 Karney Ave, Port Charlotte, FL 33981
Listing courtesy of DALTON WADE INC · MLS# C7520175 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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