$279,900
Active12109 Platano Dr, Punta Gorda, FL 33955
2 beds · 2 baths · 1,068 sq ft
Listing courtesy of TOWN & COUNTRY PROPERTIES OF FL · MLS# A4704469
58 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
This isn’t your typical 2-bedroom home! Situated on over a quarter acre in Tropical Gulf Acres, this 2-bedroom, 2-bath home offers a spacious layout, large workshop, no HOA, and several recent updates. The original floor plan was designed for three bedrooms, but the owner chose a 2-bedroom configuration to create a larger living space, offering the potential to convert it back to a 3-bedroom layout. Inside, you’ll find a bright living area with built-in shelving, a spacious kitchen with stainless steel appliances, gas stove and pantry, a separate dining area, and indoor laundry. The primary bedroom features a walk-in closet and private bath. Outside, the large workshop with concrete flooring and barn-style doors provides plenty of room for storage, hobbies, tools, or projects. There’s also a spacious yard and screened front porch to enjoy. Major updates include a 2022 metal roof, 2024 A/C, 2023 in-ground well pump, and 2025 water heater. With no HOA, plenty of outdoor space, a great workshop, and the potential for a third bedroom. Schedule your showing today!!
Facts
- Property type
- Single Family Residence
- Year built
- 1997
- Bathrooms
- 2 full
- Living area
- 1,068 sqft
- Lot size
- 0.34 acres
- Private pool
- No
- Exposure
- Southeast
- Furnished
- Unfurnished
- Flood zone
- D
- CDD
- No
- 55+ community
- No
- Annual taxes
- $1,155/yr
- Listed
- Aug 29, 2026
- MLS #
- A4704469
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 12109 PLATANO DR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$1,745
$1,415 of that is principal & interest. 19% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,415
- Property taxes
- $96
- Homeowners insurance
- $233
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $1,745
Over the life of the loan
- Loan amount
- $223,920
- Down payment
- $55,980
- Total interest
- $285,598
- Principal + interest paid
- $509,518
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
12109 Platano Dr, Punta Gorda, FL 33955
Listing courtesy of TOWN & COUNTRY PROPERTIES OF FL · MLS# A4704469 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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