$425,000
Active12131 Vaughan Ave, Port Charlotte, FL 33981
3 beds · 2 baths · 1,462 sq ft
Listing courtesy of COLDWELL BANKER REALTY · MLS# N6145263
47 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Welcome to a beautifully updated hidden gem in Gulf Cove, approximately 15 minutes from the gorgeous beaches of Manasota Key! This inviting 3-bedroom, 2-bath pool home with a 2-car garage blends modern style, thoughtful improvements, and the relaxed indoor-outdoor living that makes Southwest Florida so special. From the moment you step inside, vaulted ceilings create an open, airy atmosphere, while the uninterrupted sightline leads directly toward the sparkling heated saltwater pool. The open-concept, split-bedroom design features tile flooring throughout, modern light fixtures, and updated ceiling fans. A fully retractable five-panel sliding-glass door system opens the living room to the screened lanai, creating a seamless space for entertaining or simply enjoying Florida’s beautiful weather. Two bedrooms also feature sliding-glass doors leading directly to the lanai and pool area. At the heart of the open living space, the renovated kitchen features cabinetry installed in 2024, an oversized granite island thoughtfully designed with storage on both sides, a coordinating granite backsplash, and a dedicated coffee bar. Both bathrooms have been completely reimagined—the guest bathroom in 2024 and the primary bathroom in December 2025—with contemporary fixtures, elegant floor-to-ceiling tilework, and custom sliding-glass shower enclosures. Step outside and imagine sunny afternoons by the pool, peaceful evenings on the lanai, and effortless gatherings with family and friends. The pool was refinished with an epoxy surface and new tile in 2024, converted to saltwater in 2025, and enhanced with a heater in December 2025. The surrounding pool area was also freshly repainted. Additional improvements include a 2023 roof, a new irrigation system installed in December 2025, and septic pumping and inspection completed in August 2026. The solar panels are leased. Bring your boat, Jet Ski, and sense of adventure—this is where the Gulf Coast lifestyle comes to life! With no mandatory HOA and no CDD, the home offers a relaxed setting close to boating and outdoor recreation. Optional membership in Property Owners of Gulf Cove provides access to a private waterfront park, with boat-ramp privileges available through a separate annual decal. The home is offered unfurnished; however, the furniture and décor may be available for purchase separately. Conveniently located near shopping, boating, Englewood, and Manasota Key Gulf beaches, this distinctive Gulf Cove home is ready to be enjoyed!
Facts
- Property type
- Single Family Residence
- Year built
- 1997
- Bathrooms
- 2 full
- Living area
- 1,462 sqft
- Lot size
- 0.3 acres
- Private pool
- Yes
- Exposure
- North
- Furnished
- Negotiable
- Flood zone
- X
- CDD
- No
- 55+ community
- No
- Annual taxes
- $4,445/yr
- Listed
- Aug 3, 2026
- MLS #
- N6145263
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 12131 VAUGHAN AVE. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$2,874
$2,149 of that is principal & interest. 25% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $2,149
- Property taxes
- $370
- Homeowners insurance
- $354
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $2,874
Over the life of the loan
- Loan amount
- $340,000
- Down payment
- $85,000
- Total interest
- $433,651
- Principal + interest paid
- $773,651
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
12131 Vaughan Ave, Port Charlotte, FL 33981
Listing courtesy of COLDWELL BANKER REALTY · MLS# N6145263 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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