$18,990
Active12140 Karney Ave, Port Charlotte, FL 33981
0.23 acre lot
Listing courtesy of MY REALTY GROUP, LLC. · MLS# O6453605
Listed today
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Build your dream home or secure a smart investment in Port Charlotte, FL! This vacant residential lot at 12140 Karney Ave offers approximately 0.23 acres (about 10,000 sq ft) in a desirable Southwest Florida location in the heart of Charlotte County. Enjoy a convenient location close to shopping, dining, schools, parks, and major roads, with easy access to Gulf beaches, boating, fishing, and championship golf. Ideal for builders, investors, first-time buyers, or anyone ready to create their own Florida lifestyle. Bring your plans and start building! Buyer to verify utilities, zoning, flood zone, and permitting with Charlotte County. Priced to sell. Call today to schedule a showing or request more information!
Facts
- Property type
- Land
- Lot size
- 0.23 acres
- Flood zone
- AE, X
- CDD
- No
- Annual taxes
- $501/yr
- Listed
- Oct 29, 2026
- MLS #
- O6453605
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 12140 KARNEY AVE. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$338
$96 of that is principal & interest. 72% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $96
- Property taxes
- $42
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $338
Over the life of the loan
- Loan amount
- $15,192
- Down payment
- $3,798
- Total interest
- $19,377
- Principal + interest paid
- $34,569
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
12140 Karney Ave, Port Charlotte, FL 33981
Listing courtesy of MY REALTY GROUP, LLC. · MLS# O6453605 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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