$26,000
Active12141 Mc Elroy Ave, Port Charlotte, FL 33981
0.23 acre lot
Listing courtesy of CENTURY 21 SUNBELT REALTY · MLS# C7526849
147 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- easy boat ramp access
- Gulf of Mexico access
- walking trails
- nearby golf courses
AI-selected highlights from the listing description below.
Location! Location! Location! This fast-growing area of Port Charlotte offers the kind of Florida lifestyle that everyone dreams about—sunny days on the water, quick trips to the Gulf beaches, and endless opportunities to explore the outdoors. Boaters love the easy access to nearby ramps and waterways that lead to Charlotte Harbor, Boca Grande, and the Gulf of Mexico. You’re just minutes from sandy beaches, waterfront restaurants, fishing piers, and vibrant coastal towns that keep getting better every year. With new homes rising throughout the community and exciting growth all around, this is a place where buyers can enjoy the best of Southwest Florida living while investing in an area that’s truly on the rise. Nearby parks, boat ramps, walking trails, and golf courses make this an ideal setting for outdoor enthusiasts.
Facts
- Property type
- Land
- Lot size
- 0.23 acres
- Exposure
- North
- Flood zone
- AE
- Annual taxes
- $379/yr
- Listed
- Jun 2, 2026
- MLS #
- C7526849
Price & status history
- Listed for $29,000
- Price reduced to $26,000
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 12141 MC ELROY AVE. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$363
$131 of that is principal & interest. 64% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $131
- Property taxes
- $32
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $363
Over the life of the loan
- Loan amount
- $20,800
- Down payment
- $5,200
- Total interest
- $26,529
- Principal + interest paid
- $47,329
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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12141 Mc Elroy Ave, Port Charlotte, FL 33981
Listing courtesy of CENTURY 21 SUNBELT REALTY · MLS# C7526849 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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