$27,000
Active12149 Benham Ave, Port Charlotte, FL 33981
0.28 acre lot
Listing courtesy of RE/MAX PALM REALTY · MLS# C7522795
236 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- waterfront park access
- private community boat ramp
- Charlotte Harbor proximity
- vacant residential lot
- golf courses nearby
AI-selected highlights from the listing description below.
Build your Florida dream home on this residential lot in Gulf Cove, a quiet and steadily developing area of Port Charlotte. Newer homes are being built nearby, and the property is conveniently located near shopping, dining, parks, golf courses, and everyday amenities. Enjoy easy access to nearby waterways and Charlotte Harbor for boating, fishing, kayaking, and more. Gulf Cove has a voluntary property owners association offering members access to a waterfront park and playground, with an optional additional membership for access to a private community boat ramp. Build now or invest for the future in this growing Port Charlotte community.
Facts
- Property type
- Land
- Lot size
- 0.28 acres
- Exposure
- East
- Flood zone
- X500
- CDD
- No
- Annual taxes
- $385/yr
- Monthly fees
- $6/mo
- Listed
- Feb 27, 2026
- MLS #
- C7522795
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 12149 BENHAM AVE. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$375
$137 of that is principal & interest. 64% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $137
- Property taxes
- $32
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $6
- Mortgage insurance (PMI)
- $0
- Total per month
- $375
Over the life of the loan
- Loan amount
- $21,600
- Down payment
- $5,400
- Total interest
- $27,550
- Principal + interest paid
- $49,150
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
12149 Benham Ave, Port Charlotte, FL 33981
Listing courtesy of RE/MAX PALM REALTY · MLS# C7522795 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
More homes in Port Charlotte
Want an email when lots like this list?
New Port Charlotte lots up to $35,000. Free, and you can stop any time.
