$469,500
Active1217 Gorda Cay Ln, Punta Gorda, FL 33950
2 beds · 2.5 baths · 1,877 sq ft
Listing courtesy of BERKSHIRE HATHAWAY HOMESERVICES FLORIDA REALTY · MLS# N6144750
97 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- private deeded dock
- 6,000-lb boat lift
- vaulted ceilings
- first-floor primary suite
- Murphy bed
- screened lanai
- hot tub
- gated tropical courtyard
AI-selected highlights from the listing description below.
Live the Florida boating lifestyle you’ve been dreaming of! This beautifully updated Punta Gorda Isles waterfront townhome includes a private deeded dock with a 6,000-lb boat lift, putting you just minutes from Charlotte Harbor and the Gulf of Mexico. Natural light fills the open floor plan featuring soaring vaulted ceilings, a spacious great room, an updated kitchen with granite countertops and solid wood cabinetry, and a first-floor primary suite for everyday convenience. Upstairs, you’ll find a guest bedroom, full bath, and a versatile loft with a Murphy bed—perfect for visiting family, a home office, or additional sleeping space. Step outside to the oversized screened lanai overlooking the canal, where you can enjoy your morning coffee, unwind in the hot tub, or simply watch the boats go by. Additional features include plantation shutters, French doors, a gated tropical courtyard, and a one-car garage with extra storage. Recent improvements include a 2023 metal roof, 2023 water heater, 2023 microwave, 2019 A/C, and 2017 boat lift, offering peace of mind for years to come. Located just minutes from downtown Punta Gorda’s waterfront parks, restaurants, shopping, golf, and entertainment, this home offers the perfect combination of comfort, convenience, and waterfront living. Looking for even more possibilities? The adjoining townhome at 1215 Gorda Cay Lane is also available. Purchase one unit, or consider acquiring both sides of the building—an exceptional opportunity for multi- generational living, seasonal flexibility, rental income potential, or long-term investment.
Facts
- Property type
- Townhouse
- Year built
- 1992
- Bathrooms
- 2 full, 1 half
- Living area
- 1,877 sqft
- Lot size
- 0.04 acres
- Waterfront
- Yes
- Water access
- Canal - Saltwater
- Water view
- Yes
- Private pool
- No
- Exposure
- East
- Furnished
- Furnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $5,489/yr
- Monthly fees
- $855/mo
- Listed
- Jul 8, 2026
- MLS #
- N6144750
Price & status history
- Listed for $479,500
- Price reduced to $469,500
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 1217 GORDA CAY LN. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$4,078
$2,374 of that is principal & interest. 42% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $2,374
- Property taxes
- $457
- Homeowners insurance
- $391
- Flood insurance
- $0
- HOA / condo fees
- $855
- Mortgage insurance (PMI)
- $0
- Total per month
- $4,078
Over the life of the loan
- Loan amount
- $375,600
- Down payment
- $93,900
- Total interest
- $479,057
- Principal + interest paid
- $854,657
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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1217 Gorda Cay Ln, Punta Gorda, FL 33950
Listing courtesy of BERKSHIRE HATHAWAY HOMESERVICES FLORIDA REALTY · MLS# N6144750 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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