$21,000
Active12171 Murray Ave, Port Charlotte, FL 33981
0.23 acre lot
Listing courtesy of INNOVA REAL ESTATE CORP · MLS# TB8563570
Listed today
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
YOUR FUTURE GULF COVE! PRIME RESIDENTIAL LOCATION NEAR SOUTHWEST FLORIDA’S GULF COAST. INVEST IN LOCATION, ENJOY THE COASTAL LIFESTYLE, AND START PLANNING YOUR FUTURE IN FLORIDA! Discover the opportunity to own a residential homesite at 12171 Murray Ave, Port Charlotte, FL 33981, located in the desirable Gulf Cove area. Whether you are planning to build your dream home, create a seasonal retreat, or secure land as a long-term investment, this property offers an opportunity to enjoy the Florida lifestyle in a growing residential community. Gulf Cove offers a peaceful residential setting with convenient access to everyday essentials, including shopping, grocery stores, restaurants, medical facilities, and recreational areas. The location provides access to nearby schools, including Myakka River Elementary School, approximately 3.1 miles away. School assignments and enrollment eligibility should be independently verified with Charlotte County Public Schools. CONVENIENT ACCESS & CONNECTIVITY: Enjoy connections to major local roadways, including US-41 and regional routes leading toward I-75, providing access to Port Charlotte, North Port, Punta Gorda, Venice, and other destinations throughout Southwest Florida. Punta Gorda Airport (PGD) and additional regional airports are accessible by car. ENJOY THE GULF COAST LIFESTYLE: Take advantage of the property's location near popular coastal destinations: Englewood Beach: approximately 20–25 minutes. Manasota Key Beach: approximately 25–35 minutes. Stump Pass Beach State Park: approximately 30–40 minutes. Boca Grande and Gasparilla Island: approximately 35–45 minutes. All beach driving times are approximate estimates for reference purposes only and may vary depending on traffic conditions and the route selected. Please verify current travel times before making travel plans. Whether your goal is to build, enjoy a seasonal residence, or expand your real estate portfolio, this property offers an opportunity to secure your place in Southwest Florida.
Facts
- Property type
- Land
- Lot size
- 0.23 acres
- Flood zone
- 8AE
- Annual taxes
- $437/yr
- Listed
- Nov 1, 2026
- MLS #
- TB8563570
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 12171 MURRAY AVE. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$343
$106 of that is principal & interest. 69% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $106
- Property taxes
- $36
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $343
Over the life of the loan
- Loan amount
- $16,800
- Down payment
- $4,200
- Total interest
- $21,427
- Principal + interest paid
- $38,227
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
12171 Murray Ave, Port Charlotte, FL 33981
Listing courtesy of INNOVA REAL ESTATE CORP · MLS# TB8563570 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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