$1,125,000
Pending1219 Spanish Cay Ln, Punta Gorda, FL 33950
3 beds · 2 baths · 2,505 sq ft
Listing courtesy of CENTURY 21 SUNBELT REALTY · MLS# C7530763
7 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Welcome to this Tropical Waterfront Paradise! This Pool Home features 85' of Waterfront, with access to Charlotte Harbor and the Gulf of Mexico. The 3 Bed - 2 Bath - 3 Car Garage Towles home was built in 2017, and features plenty of details you'll notice from the moment you walk in the front door. Sculpted Wood Floors, Ceiling details, Stone Accent TV wall with Fireplace, and a most impressive flow between indoors and outdoors with Zero Corner Doors. Whether you're enjoying a morning coffee or an evening cocktail the view can not be beat. Georgeous Kitchen features Solid Wood staggered cabinetry, Quartz counters with Tile backsplash, Chef's Refrigerator, built in Microwave and Oven, Induction Cooktop, and Beverage Center with ice maker, and open to the main living areas. The Primary Bedroom has a tray ceiling, dual walk in closets, and access to the Lanai. The En Suite Bath features include double sinks, a free standing soaking tub, and custom tile shower. Outdoors you'll enjoy lush landscape, the paver Lanai with wood ceiling, heated salt water pool & spa, outdoor shower, and extended paver decking. You'll also enjoy the beautiful waterview, 45' concrete dock, and 10,000 lb boat lift. Other important details include impact resistant windows and doors, spray foam insulation, laundry room with extra cabinets and utility sink, and a walk in pantry. Come see why so many enjoy the Punta Gorda Isles Lifestyle, with Dowtown Restaurants, Shopping, walking & biking trails, and the famous Fisherman's Village. Near-by Golf Courses, plus Beautiful Beaches that are just a short drive by car or boat! This one is a must see!
Facts
- Property type
- Single Family Residence
- Year built
- 2017
- Bathrooms
- 2 full
- Living area
- 2,505 sqft
- Lot size
- 0.22 acres
- Waterfront
- Yes · 85 ft
- Water access
- Canal - Saltwater
- Water view
- Yes
- Private pool
- Yes
- Exposure
- East
- Furnished
- Negotiable
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $14,603/yr
- Listed
- Sep 27, 2026
- MLS #
- C7530763
Price & status history
- Listed for $1,125,000
- Status changed to Active
- Status changed to Active Under Contract
- Status changed to Pending
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 1219 SPANISH CAY LN. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$7,843
$5,689 of that is principal & interest. 27% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $5,689
- Property taxes
- $1,217
- Homeowners insurance
- $938
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $7,843
Over the life of the loan
- Loan amount
- $900,000
- Down payment
- $225,000
- Total interest
- $1,147,900
- Principal + interest paid
- $2,047,900
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
1219 Spanish Cay Ln, Punta Gorda, FL 33950
Listing courtesy of CENTURY 21 SUNBELT REALTY · MLS# C7530763 · Pending
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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