$160,000
Active12228 Morton Ave, Port Charlotte, FL 33953
2 beds · 2 baths · 1,057 sq ft
Listing courtesy of CENTURY 21 SUNBELT REALTY · MLS# D6149228
Listed today
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Affordable Florida living with charm, comfort, and plenty of potential! This cute and cozy 2-bedroom, 2-bathroom home with a 1-car garage is a wonderful opportunity for first-time homebuyers, seasonal residents, investors, or anyone looking for an affordable home in Southwest Florida. With a little TLC and your personal touches, this home has the potential to become your perfect Florida retreat! Enjoy the screened-in lanai, ideal for sipping your morning coffee, relaxing with a good book, or enjoying Florida's beautiful weather without the bugs. The fenced backyard provides additional outdoor space for pets, gardening, entertaining, or simply enjoying your own private retreat. Location is another great feature! Conveniently situated near the North Port and Port Charlotte border, you'll enjoy easy access to shopping, dining, entertainment, and everyday conveniences. Coco Plum Village Shops offers a variety of popular retailers and restaurants, while the nearby North Port Aquatic Center provides fun for the whole family. Baseball fans will love being close to Cool. Today Park, the spring training home of the Atlanta Braves, and the Tampa Bay Rays spring training facilities at Charlotte Sports Park. Beautiful Gulf Coast beaches, golf courses, boating, fishing, and outdoor recreation are also within easy reach. Whether you're searching for a starter home, winter getaway, downsizing opportunity, or investment property, this affordable Port Charlotte home offers a great combination of location, potential, and Florida lifestyle. Bring your imagination and make this charming home your own!
Facts
- Property type
- Single Family Residence
- Year built
- 1984
- Bathrooms
- 2 full
- Living area
- 1,057 sqft
- Lot size
- 0.23 acres
- Private pool
- No
- Exposure
- South
- Furnished
- Unfurnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $945/yr
- Listed
- Oct 30, 2026
- MLS #
- D6149228
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 12228 MORTON AVE. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$1,088
$809 of that is principal & interest. 26% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $809
- Property taxes
- $79
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $1,088
Over the life of the loan
- Loan amount
- $128,000
- Down payment
- $32,000
- Total interest
- $163,257
- Principal + interest paid
- $291,257
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
12228 Morton Ave, Port Charlotte, FL 33953
Listing courtesy of CENTURY 21 SUNBELT REALTY · MLS# D6149228 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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