$33,000
Active12278 Finwick Dr, Punta Gorda, FL 33955
0.3 acre lot
Listing courtesy of KW REALTY ELITE PARTNERS · MLS# W7885925
162 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- oversized residential lot
- wooded setting
- no HOA fees
- no deed restrictions
- Burnt Store Marina proximity
AI-selected highlights from the listing description below.
This oversized 0.32-acre residential lot offers a peaceful wooded setting with plenty of space for your custom home, investment property, or seasonal retreat. Conveniently located between Punta Gorda and Fort Myers, this property provides easy access to I-75, Burnt Store Marina, golf courses, boating, world-class fishing, shopping, dining, and beautiful Gulf Coast beaches. Enjoy the natural beauty of nearby Charlotte Harbor Preserve State Park and the Charlotte Harbor Environmental Center with miles of scenic hiking and nature trails just minutes away. With no HOA fees and no deed restrictions, you’ll have the flexibility to create the lifestyle you’ve been looking for. Surrounded by new construction and future growth, this lot is an excellent opportunity to invest in one of Southwest Florida’s up-and-coming communities while enjoying the peace and privacy of a serene natural setting.
Facts
- Property type
- Land
- Lot size
- 0.3 acres
- Flood zone
- D
- Annual taxes
- $312/yr
- Listed
- May 15, 2026
- MLS #
- W7885925
Price & status history
- Listed for $40,000
- Price reduced to $33,000from $35,000
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 12278 FINWICK DR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$393
$167 of that is principal & interest. 58% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $167
- Property taxes
- $26
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $393
Over the life of the loan
- Loan amount
- $26,400
- Down payment
- $6,600
- Total interest
- $33,672
- Principal + interest paid
- $60,072
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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12278 Finwick Dr, Punta Gorda, FL 33955
Listing courtesy of KW REALTY ELITE PARTNERS · MLS# W7885925 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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