$288,000
Active123 Poinsettia Cir NE, Port Charlotte, FL 33952
2 beds Β· 2 baths Β· 1,054 sq ft
Listing courtesy of RE/MAX PALM REALTY Β· MLS# C7525256
188 days on market
Refreshed from the Stellar MLS feed . This listingβs MLS record last changed .
About this home
Whatβs special
- Gulf access via waterway
- Water views and sunsets
- Impact windows
- Screened lanai
- Reinforced concrete seawall
- Steel metal shutters
AI-selected highlights from the listing description below.
GULF ACCESS via ELKCAM WATERWAY 150' WIDE to ONE BRIDGE to Harbor and Gulf! This SWEET COMFORTABLE 'WATERFRONT' OASIS is ready with many NEW MAJOR UPDATES! ENJOY the Serenity of sitting with WATER VIEWS and SUNSETS of various colors all year round. Fish jumping, birds taking their walks. The ORIGINAL P.C. WATERFRONT Homes & Neighborhood with the BEST ACCESS to OPEN WATER within a few minutes. Begin from the open Front porch into the OPEN FLOOR PLAN - Living Rm, OPEN Kitchen/DR COMBO to the Right is Bath 1 with 2 Bedrooms & Linen closet. off the MAIN floor are FRENCH DOORS to the BR3/FAMILY ROOM COMBO set up with it's own FULL Bath & Closet and separate entrance. The NEWER IMPACT windows keep this area Completely comfortable with A/C or HEAT. This FLOOR RETRO tile in Concrete is 1958 STYLE of the original builder's 'SIGNATURE'. This room can have it's own entrance via the garage/carport or screened lanai. VIEWS of the WATER COMPLETELY from this room or go out to the screened LANAI. Lanai goes out to the Converted GARAGE/CARPORT with separate Laundry Room and PLENTY of STORAGE in lieu of a SHED. There is a paver PATIO also to view the BACKYARD & DOCK. This Dock has been UPGRADED to 'AZACK' PLANK, recycled plastic that doesn't get hot when exposed to sun & heat. The CONCRETE SEAWALL was COMPLETELY REINFORCED 2023 (REBAR, STONE/CONCRETE FILL & 'EXTRA CAP' FOR MORE STRENGTH) Brand NEW UPGRADED 150 AMP ELEC PANEL 4/24, Fresh Exterior Paint 3/24, NEW ROOF 1/22, HOT WATER HEATER 3/21, AC 7/19. ORIGINAL STEEL/METAL SHUTTERS are attached to the home (EASY UP & DOWN). ADT Security system, 2 NEW yard sensor Lites, front & rear. Come bring your BOAT or ENJOY WATER SPORTS, WATER TOYS & FISHING in the backyard. At end of this CANAL, go LEFT onto 150' wide ELKCAM waterway, under the HIGHEST Edgewater bridge to Charlotte Harbor and beyond. If you prefer there are several Boat Launches within a couple miles. 7 miles TO P.G. AIRPORT. 2 miles to the WATERFRONT SUNSEEKERS RESORT, Just a few miles more over to PUNTA GORDA Restaurants, waterfront parks & walking trails. The Neighborhood and area are going thru REVITALIZATION. 'DON'T MISS THIS ONE'!! DIMENSIONS APPROXIMATE/Buyer responsible to Verify ALL.
Facts
- Property type
- Single Family Residence
- Year built
- 1957
- Bathrooms
- 2 full
- Living area
- 1,054 sqft
- Lot size
- 0.22 acres
- Waterfront
- Yes Β· 150 ft
- Water access
- Bay/Harbor, Canal - Saltwater, Gulf/Ocean to Bay
- Water view
- Yes
- Private pool
- No
- Exposure
- Southwest
- Furnished
- Negotiable
- Flood zone
- 9AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $1,387/yr
- Listed
- Apr 23, 2026
- MLS #
- C7525256
Price & status history
- Listed for $298,000
- Price increased to $288,000from $285,000
Virtual tour
- Property Panorama tourpropertypanorama.comView the virtual tour(opens propertypanorama.com in a new tab)
Opens propertypanorama.com in a new tab.
Tours are hosted by the sellerβs chosen provider, not by Lasbury-Tracy Realty. Opening one loads content from that company and shares your IP address with them.
Estimate the monthly payment
Estimate by Lasbury Tracy Realty β not a loan offerStarting figures for 123 POINSETTIA CIR NE. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure β we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied β your down payment is 20% or more.
Estimated total monthly payment
$1,812
$1,456 of that is principal & interest. 20% is taxes, insurance and fees β which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,456
- Property taxes
- $116
- Homeowners insurance
- $240
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $1,812
Over the life of the loan
- Loan amount
- $230,400
- Down payment
- $57,600
- Total interest
- $293,863
- Principal + interest paid
- $524,263
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above β nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you β a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
123 Poinsettia Cir NE, Port Charlotte, FL 33952
Listing courtesy of RE/MAX PALM REALTY Β· MLS# C7525256 Β· Active
Where this home is
Opens on aerial β on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
More homes in Port Charlotte
Want an email when homes like this list?
New Port Charlotte listings with at least 2 bedrooms up to $360,000. Free, and you can stop any time.



