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Lasbury Tracy Realty Inc
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$288,000

Active

123 Poinsettia Cir NE, Port Charlotte, FL 33952

2 beds Β· 2 baths Β· 1,054 sq ft

Listing courtesy of RE/MAX PALM REALTY Β· MLS# C7525256

188 days on market

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

What’s special

  • Gulf access via waterway
  • Water views and sunsets
  • Impact windows
  • Screened lanai
  • Reinforced concrete seawall
  • Steel metal shutters

AI-selected highlights from the listing description below.

GULF ACCESS via ELKCAM WATERWAY 150' WIDE to ONE BRIDGE to Harbor and Gulf! This SWEET COMFORTABLE 'WATERFRONT' OASIS is ready with many NEW MAJOR UPDATES! ENJOY the Serenity of sitting with WATER VIEWS and SUNSETS of various colors all year round. Fish jumping, birds taking their walks. The ORIGINAL P.C. WATERFRONT Homes & Neighborhood with the BEST ACCESS to OPEN WATER within a few minutes. Begin from the open Front porch into the OPEN FLOOR PLAN - Living Rm, OPEN Kitchen/DR COMBO to the Right is Bath 1 with 2 Bedrooms & Linen closet. off the MAIN floor are FRENCH DOORS to the BR3/FAMILY ROOM COMBO set up with it's own FULL Bath & Closet and separate entrance. The NEWER IMPACT windows keep this area Completely comfortable with A/C or HEAT. This FLOOR RETRO tile in Concrete is 1958 STYLE of the original builder's 'SIGNATURE'. This room can have it's own entrance via the garage/carport or screened lanai. VIEWS of the WATER COMPLETELY from this room or go out to the screened LANAI. Lanai goes out to the Converted GARAGE/CARPORT with separate Laundry Room and PLENTY of STORAGE in lieu of a SHED. There is a paver PATIO also to view the BACKYARD & DOCK. This Dock has been UPGRADED to 'AZACK' PLANK, recycled plastic that doesn't get hot when exposed to sun & heat. The CONCRETE SEAWALL was COMPLETELY REINFORCED 2023 (REBAR, STONE/CONCRETE FILL & 'EXTRA CAP' FOR MORE STRENGTH) Brand NEW UPGRADED 150 AMP ELEC PANEL 4/24, Fresh Exterior Paint 3/24, NEW ROOF 1/22, HOT WATER HEATER 3/21, AC 7/19. ORIGINAL STEEL/METAL SHUTTERS are attached to the home (EASY UP & DOWN). ADT Security system, 2 NEW yard sensor Lites, front & rear. Come bring your BOAT or ENJOY WATER SPORTS, WATER TOYS & FISHING in the backyard. At end of this CANAL, go LEFT onto 150' wide ELKCAM waterway, under the HIGHEST Edgewater bridge to Charlotte Harbor and beyond. If you prefer there are several Boat Launches within a couple miles. 7 miles TO P.G. AIRPORT. 2 miles to the WATERFRONT SUNSEEKERS RESORT, Just a few miles more over to PUNTA GORDA Restaurants, waterfront parks & walking trails. The Neighborhood and area are going thru REVITALIZATION. 'DON'T MISS THIS ONE'!! DIMENSIONS APPROXIMATE/Buyer responsible to Verify ALL.

Facts

Property type
Single Family Residence
Year built
1957
Bathrooms
2 full
Living area
1,054 sqft
Lot size
0.22 acres
Waterfront
Yes Β· 150 ft
Water access
Bay/Harbor, Canal - Saltwater, Gulf/Ocean to Bay
Water view
Yes
Private pool
No
Exposure
Southwest
Furnished
Negotiable
Flood zone
9AE
CDD
No
55+ community
No
Annual taxes
$1,387/yr
Listed
Apr 23, 2026
MLS #
C7525256

Price & status history

  1. Listed for $298,000
  2. Price increased to $288,000from $285,000

Virtual tour

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Estimate the monthly payment

Estimate by Lasbury Tracy Realty β€” not a loan offer

Starting figures for 123 POINSETTIA CIR NE. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β€” Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure β€” we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.

AssumptionNot applied β€” your down payment is 20% or more.

Estimated total monthly payment

$1,812

$1,456 of that is principal & interest. 20% is taxes, insurance and fees β€” which is why those inputs matter more here than the rate does.

Principal & interest
$1,456
Property taxes
$116
Homeowners insurance
$240
Flood insurance
$0
HOA / condo fees
$0
Mortgage insurance (PMI)
$0
Total per month
$1,812

Over the life of the loan

Loan amount
$230,400
Down payment
$57,600
Total interest
$293,863
Principal + interest paid
$524,263
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above β€” nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you β€” a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

123 Poinsettia Cir NE, Port Charlotte, FL 33952

Listing courtesy of RE/MAX PALM REALTY Β· MLS# C7525256 Β· Active

How would you like to see it?
Which day?
What time of day?

In person Β· Thu, Oct 29 Β· Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial β€” on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

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Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 28, 2026, 10:07 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. Β· [email protected]