$15,900
Active12356 Picasso St, Port Charlotte, FL 33981
0.23 acre lot
Listing courtesy of BY OWNER.COM · MLS# TB8456101
320 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- 10,000 square feet lot
- Southwest exposure
- Gulf Coast beach access
- no HOA
- no Scrub Jay
AI-selected highlights from the listing description below.
Discover one of the best-priced lots in zip code 33981. Featuring 10,000 square feet according to MLS mapping. This interior lot offers a desirable design with front of your home facing a SouthWest exposure, your future home will enjoy ample natural light throughout the day, creating a warm and inviting atmosphere. Conveniently located near essential amenities, downtown, and major highways, this lot also provides quick access to the stunning Gulf Coast beaches. Enjoy pristine sands and exceptional fishing and boating opportunities in Port Charlotte and Charlotte Harbor. Build your dream home in this tranquil setting, all without the constraints of an HOA. Buyers and their agents are encouraged to verify all property details and dimensions. Don’t miss out on this fantastic opportunity to own a slice of sunny Florida in the peaceful community of Port Charlotte, with easy access to the conveniences of both Port Charlotte and North Port! No Scrub Jay.
Facts
- Property type
- Land
- Lot size
- 0.23 acres
- Flood zone
- X500
- Annual taxes
- $649/yr
- Listed
- Dec 12, 2025
- MLS #
- TB8456101
Price & status history
- Listed for $16,900
- Price reduced to $15,900
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 12356 PICASSO ST. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$334
$80 of that is principal & interest. 76% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $80
- Property taxes
- $54
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $334
Over the life of the loan
- Loan amount
- $12,720
- Down payment
- $3,180
- Total interest
- $16,224
- Principal + interest paid
- $28,944
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
12356 Picasso St, Port Charlotte, FL 33981
Listing courtesy of BY OWNER.COM · MLS# TB8456101 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
More homes in Port Charlotte
Want an email when lots like this list?
New Port Charlotte lots up to $20,000. Free, and you can stop any time.
