$194,500
Active12379 Cole Ave, Port Charlotte, FL 33981
0.23 acre lot
Listing courtesy of CENTURY 21 TROPICAL BREEZE · MLS# D6147238
183 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- waterfront lot
- boating access
- Myakka River access
- Charlotte Harbor access
- Gulf of Mexico passage
- near gulf beaches
AI-selected highlights from the listing description below.
Discover the perfect opportunity to build your dream home on this beautiful waterfront lot in Gulf Cove! Situated in an area of well-kept homes, this property offers both value and lifestyle. Enjoy public water availability (septic required) and unbeatable boating access—just 2 minutes to open water on the Myakka River and only 5 minutes to Charlotte Harbor, giving you quick passage to world-class fishing and the Gulf of Mexico. Surrounded by attractive homes, this lot provides the ideal setting for your future residence or investment property. Conveniently located near gulf beaches, golf courses, shopping, and dining, you’ll have everything you need just a short drive away. Whether you're ready to build now or secure a prime waterfront location for the future, this is an opportunity you don’t want to miss. Call today and start living the Florida waterfront lifestyle!
Facts
- Property type
- Land
- Lot size
- 0.23 acres
- Waterfront
- Yes · 80 ft
- Water access
- Canal - Brackish, Canal - Saltwater, Gulf/Ocean, River
- Water view
- Yes
- Flood zone
- AE
- Annual taxes
- $2,350/yr
- Listed
- Apr 27, 2026
- MLS #
- D6147238
Price & status history
- Listed for $195,000
- Price reduced to $194,500
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 12379 COLE AVE. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$1,379
$983 of that is principal & interest. 29% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $983
- Property taxes
- $196
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $1,379
Over the life of the loan
- Loan amount
- $155,600
- Down payment
- $38,900
- Total interest
- $198,459
- Principal + interest paid
- $354,059
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
12379 Cole Ave, Port Charlotte, FL 33981
Listing courtesy of CENTURY 21 TROPICAL BREEZE · MLS# D6147238 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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