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$749,000

Active

12387 Minot Ave, Port Charlotte, FL 33981

4 beds · 3 baths · 2,587 sq ft

Listing courtesy of PARADISE EXCLUSIVE INC · MLS# N6143991

184 days on market

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

Price Improvement! Brand new salt-water canal front custom home with Gulf access and wide water views, ideally positioned **less than 600 feet from the Myakka River** for quick, easy access to open water. This newly completed home offers a spacious and flexible layout with 4 bedrooms, 3 full bathrooms, plus a versatile bonus space on the first floor that can be used as an office, gym, or additional bedroom. The first-floor primary suite provides privacy and convenience, while upstairs features 3 additional bedrooms along with a spacious second-floor open flex area offering multiple zones, allowing for a variety of uses such as a media space, home office, fitness area, or additional sleeping accommodations—perfect for guests or extended stays. The main living space is open and functional, connecting the great room, dining area, and kitchen. The kitchen is well appointed with quartz countertops, a large center island, shaker-style cabinetry with 42” upper cabinets, butler's pantry, closet pantry too, and a full Frigidaire appliance package. Quality finishes and thoughtful design are evident throughout, including luxury vinyl plank flooring, upgraded ceiling fans, tall ceilings, faux wood window blinds, and clean, modern lines. Impact-rated windows and sliding glass doors provide added protection and peace of mind. Outdoor living is a standout feature here. A balcony off the main great room and a second-floor balcony off the upper-level bonus room both offer eye-catching water views, with the upper balcony capturing expansive views of Myakka River and stunning sunrise/sunset skies, an ideal place to unwind at the end of the day. Step outside to your private dock with Kayak launch and enjoy the benefits of a concrete seawall, offering both durability and ease of waterfront maintenance. With less than 600 feet to Myakka River, you can be out to open water in moments. This home also offers an impressive amount of storage, including a spacious laundry room and an oversized garage with dedicated golf cart storage in addition to room for vehicles and equipment. Additional features include public water service and septic. Located approximately 11 miles from Englewood Beach, with optional access to a nearby community park and boat ramp, this home works well as a full-time residence, seasonal retreat, or investment opportunity. If you’ve been waiting for an expansive new waterfront home with truly immediate access to open water and exceptional sunrise/sunset views, this is one to see. **Listed below appraised value of $915K**

Facts

Property type
Single Family Residence
Year built
2025
Bathrooms
3 full
Living area
2,587 sqft
Lot size
0.23 acres
Waterfront
Yes · 160 ft
Water access
Canal - Saltwater, Gulf/Ocean, River
Water view
Yes
Private pool
No
Exposure
North
Furnished
Unfurnished
Flood zone
AE
CDD
No
55+ community
No
Annual taxes
$2,455/yr
Monthly fees
$6/mo
Listed
Apr 8, 2026
MLS #
N6143991

Price & status history

  1. Listed for $898,000
  2. Price reduced to $749,000from $775,000

Virtual tour

Tours are hosted by the seller’s chosen provider, not by Lasbury-Tracy Realty. Opening one loads content from that company and shares your IP address with them.

Estimate the monthly payment

Estimate by Lasbury Tracy Realty — not a loan offer

Starting figures for 12387 MINOT AVE. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.

AssumptionNot applied — your down payment is 20% or more.

Estimated total monthly payment

$4,622

$3,787 of that is principal & interest. 18% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.

Principal & interest
$3,787
Property taxes
$205
Homeowners insurance
$624
Flood insurance
$0
HOA / condo fees
$6
Mortgage insurance (PMI)
$0
Total per month
$4,622

Over the life of the loan

Loan amount
$599,200
Down payment
$149,800
Total interest
$764,247
Principal + interest paid
$1,363,447
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

12387 Minot Ave, Port Charlotte, FL 33981

Listing courtesy of PARADISE EXCLUSIVE INC · MLS# N6143991 · Active

How would you like to see it?
Which day?
What time of day?

In person · Thu, Oct 29 · Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

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Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 28, 2026, 8:22 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. · [email protected]