$350,000
Active12397 & 12405 Mitchell Ter, Port Charlotte, FL 33981
0.52 acre lot
Listing courtesy of COLDWELL BANKER SUNSTAR REALTY · MLS# C7527333
132 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- double waterfront lot
- Myakka River access
- private boat ramp
- private community park
- Gulf of America access
AI-selected highlights from the listing description below.
Paradise Awaits....Time to Start Planning your Florida Dream Home on this Double Waterfront Lot in one of the most sought after Waterfront Communities in Port Charlotte..... Gulf Cove is a peaceful residential community with optional HOA. If you choose to participate, a low yearly fee grants you permission to use the private boat ramp and private community park. This property offers 160 sf of waterfront access out to the Myakka River to the Gulf of America...Nearby water, sewer and electric.... Plenty to do in the area including: Boating & Fishing, Nature & Biking, Beach Hopping & Sunsets, Golfing, Dining & Local Events and more...Nearby beaches as close as 20 minutes away.... Time to Enjoy the Florida Lifestyle!! Build your Dream Home Now!! Plenty of local builders to help plan your New Florida Home...Call today...
Facts
- Property type
- Land
- Lot size
- 0.52 acres
- Waterfront
- Yes · 160 ft
- Water access
- Bay/Harbor, Canal - Brackish, Canal - Saltwater
- Water view
- Yes
- Flood zone
- AE
- Annual taxes
- $2,081/yr
- Listed
- Jun 18, 2026
- MLS #
- C7527333
Virtual tour
- Video tour on YouTubeyoutu.be
Tours are hosted by the seller’s chosen provider, not by Lasbury-Tracy Realty. Opening one loads content from that company and shares your IP address with them.
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 12397 & 12405 MITCHELL TER. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$2,235
$1,770 of that is principal & interest. 21% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,770
- Property taxes
- $173
- Homeowners insurance
- $292
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $2,235
Over the life of the loan
- Loan amount
- $280,000
- Down payment
- $70,000
- Total interest
- $357,125
- Principal + interest paid
- $637,125
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
12397 & 12405 Mitchell Ter, Port Charlotte, FL 33981
Listing courtesy of COLDWELL BANKER SUNSTAR REALTY · MLS# C7527333 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
More homes in Port Charlotte
Want an email when lots like this list?
New Port Charlotte lots up to $440,000. Free, and you can stop any time.
