$44,000
Active12397 Sylvan St, Port Charlotte, FL 33981
0.5 acre lot
Listing courtesy of MICHAEL SAUNDERS & COMPANY · MLS# D6147179
187 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- Corner residential lot
- Half-acre parcel
- X500 flood zone
- Well water option
- Near Boca Grande beaches
- Near Manasota Key
AI-selected highlights from the listing description below.
Introducing a rare opportunity in a highly desirable setting — 21,740 square foot corner residential lot offering exceptional privacy, flexibility, and future value. Located at 12397 Sylvan St. Port Charlotte FL, this approximate half-acre parcel lies within the desirable X500 flood zone and presents the perfect canvas for a custom residence with room for expansive outdoor living, a pool, lush landscaping, and all the features you’ve been dreaming of. Although a well is required; the possibility exist to connect to public water. The choice is yours. Please ask for the attachments regarding these options. Positioned near the pristine beaches of Boca Grande and Manasota Key in Englewood, along with local dining, shopping, boating, fitness centers, airports, scenic biking and walking trails, this location offers the ideal balance of seclusion and convenience.
Facts
- Property type
- Land
- Lot size
- 0.5 acres
- Exposure
- South
- Flood zone
- X500
- Annual taxes
- $1,302/yr
- Listed
- Apr 24, 2026
- MLS #
- D6147179
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 12397 SYLVAN ST. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$531
$222 of that is principal & interest. 58% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $222
- Property taxes
- $109
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $531
Over the life of the loan
- Loan amount
- $35,200
- Down payment
- $8,800
- Total interest
- $44,896
- Principal + interest paid
- $80,096
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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12397 Sylvan St, Port Charlotte, FL 33981
Listing courtesy of MICHAEL SAUNDERS & COMPANY · MLS# D6147179 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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