$34,900
Active12400 Buffing Rd, Port Charlotte, FL 33981
0.3 acre lot
Listing courtesy of RE/MAX ALLIANCE GROUP · MLS# D6147570
155 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- oversized multi-family lot
- public water and sewer
- no flood zone
- no scrub jay habitat
AI-selected highlights from the listing description below.
BUY NOW! Great price on this oversized res. multi family lot, with public water and sewer available! Not in a designated flood zone so your lender will not require flood insurance when you build your income producing duplex! Not in a designated scrub jay habitat either, but please reconfirm during your due diligence time period to verify nothing has changed. Lots of new properties in this little community just off Willmington Blvd. Handily located in between Englewood - (great beaches!) and Port Charlotte (lots of shopping opportunities!) Ask us how to buy this in your 401K/retirement account and start diversifying your investments. Prices are starting to go back up - don't wait any longer. There is NO time period by which you have to build.
Facts
- Property type
- Land
- Lot size
- 0.3 acres
- Exposure
- Southwest
- Flood zone
- X
- Annual taxes
- $1,040/yr
- Listed
- May 26, 2026
- MLS #
- D6147570
Virtual tour
- Property Panorama tourpropertypanorama.comView the virtual tour(opens propertypanorama.com in a new tab)
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 12400 BUFFING RD. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$463
$176 of that is principal & interest. 62% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $176
- Property taxes
- $87
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $463
Over the life of the loan
- Loan amount
- $27,920
- Down payment
- $6,980
- Total interest
- $35,610
- Principal + interest paid
- $63,530
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
12400 Buffing Rd, Port Charlotte, FL 33981
Listing courtesy of RE/MAX ALLIANCE GROUP · MLS# D6147570 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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