$419,900
Active12405 Osorio Ct #101, Sarasota, FL 34238
2 beds · 2 baths · 1,526 sq ft
Listing courtesy of MEDWAY REALTY · MLS# N6145592
56 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Experience resort-style living in Esplanade on Palmer Ranch with this beautifully maintained ground-floor end-unit condo, offering added privacy, abundant natural light, no-stairs living, a detached one-car garage, and NO CDD FEE! Thoughtful upgrades include ceramic tile flooring throughout, hurricane shutters, and an upgraded kitchen backsplash. The bright, open-concept floor plan features an eat-in kitchen with breakfast bar overlooking the spacious great room, along with a versatile den ideal for a home office, media room, or additional living space. The desirable split-bedroom design provides privacy for owners and guests, while the spacious primary suite features dual walk-in closets. Step outside to the screened lanai and enjoy the peaceful setting. The lanai has a screen that is controlled by remote control to block the sun, for privacy, and provide added protection during hurricane season. Residents enjoy an impressive collection of resort-style amenities, including a zero-entry pool, fitness center, poolside Bahama Bar, pickleball and tennis courts, dog parks, social clubs, community activities, and live weekend entertainment. Ideally located near the Legacy Trail, Siesta Key and Gulf Coast beaches, shopping, dining, and downtown Sarasota's arts and entertainment, this home puts some of the area's best attractions within easy reach. Whether you're searching for a full-time residence or a seasonal Florida retreat, this move-in-ready home offers an ideal combination of comfort, convenience, and resort-style living.
Facts
- Property type
- Condominium
- Year built
- 2020
- Bathrooms
- 2 full
- Living area
- 1,526 sqft
- Private pool
- No
- Exposure
- South
- Furnished
- Negotiable
- Flood zone
- X
- CDD
- No
- 55+ community
- No
- Annual taxes
- $4,738/yr
- Monthly fees
- $869/mo
- Listed
- Sep 2, 2026
- MLS #
- N6145592
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 12405 OSORIO CT #101. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$3,737
$2,123 of that is principal & interest. 43% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $2,123
- Property taxes
- $395
- Homeowners insurance
- $350
- Flood insurance
- $0
- HOA / condo fees
- $869
- Mortgage insurance (PMI)
- $0
- Total per month
- $3,737
Over the life of the loan
- Loan amount
- $335,920
- Down payment
- $83,980
- Total interest
- $428,447
- Principal + interest paid
- $764,367
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
12405 Osorio Ct #101, Sarasota, FL 34238
Listing courtesy of MEDWAY REALTY · MLS# N6145592 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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