$14,000
Active12408 College Ave, Port Charlotte, FL 33953
0.23 acre lot
Listing courtesy of PROGRAM REALTY, LLC · MLS# D6148402
76 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- two building lots
- nearly half acre
- no HOA fees
- no deed restrictions
- established residential area
- close to shopping
AI-selected highlights from the listing description below.
No Scrub Jays! Great opportunity to own two side-by-side building lots in Port Charlotte. The neighboring lot is also available, with each lot offered at $14,000. The seller prefers to sell both properties together for a total of $28,000, giving you nearly half an acre for your future home, additional yard space, extra privacy, or simply more room between you and your neighbors. No HOA, no HOA fees, and no deed restrictions, giving you more freedom to enjoy and use your property without the added rules and ongoing costs of a deed-restricted community. Located in an established residential area with homes nearby, this property offers a convenient location close to both North Port and Wellen Park. Cocoplum Village Shops is only about 2.7 miles away, putting grocery stores, restaurants, shopping, and everyday conveniences just a few minutes from the property. Purchase both lots together and take advantage of the extra space while still being close to everything this growing area of Southwest Florida has to offer.
Facts
- Property type
- Land
- Lot size
- 0.23 acres
- Exposure
- South
- Flood zone
- AE
- Annual taxes
- $668/yr
- Listed
- Aug 13, 2026
- MLS #
- D6148402
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 12408 COLLEGE AVE. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$326
$71 of that is principal & interest. 78% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $71
- Property taxes
- $56
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $326
Over the life of the loan
- Loan amount
- $11,200
- Down payment
- $2,800
- Total interest
- $14,285
- Principal + interest paid
- $25,485
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
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12408 College Ave, Port Charlotte, FL 33953
Listing courtesy of PROGRAM REALTY, LLC · MLS# D6148402 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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