$16,500
Active12411 Divan Ave, Port Charlotte, FL 33981
0.23 acre lot
Listing courtesy of HOMESMART · MLS# N6140414
417 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- waterfront community
- private boat ramp
- Myakka River access
- Charlotte Harbor access
- Gulf of Mexico access
- oversized building lot
AI-selected highlights from the listing description below.
Beautiful oversized 80 x 125 building lot in the waterfront community of Gulf Cove! This highly desirable neighborhood offers optional HOA membership with access to a community park and private boat ramp on the Myakka River, giving you boating access to Charlotte Harbor and the Gulf of Mexico. Perfectly situated southwest of the El Jobean Bridge, this property is minutes from river and harbor fishing, boating, and world-class recreation. Less than 10 miles to the pristine Gulf beaches of Boca Grande, Englewood, and Manasota Key, and just over 9 miles to Port Charlotte Town Center for shopping, dining, and entertainment. Daily conveniences are nearby with Publix only 3.8 miles away and Home Depot just over 3 miles. Golf enthusiasts will love the many excellent courses in the area, and sports fans can enjoy two nearby Spring Training baseball stadiums. Build your custom Florida dream home here and enjoy the tropical Gulf Coast lifestyle. Builders are ready to make your vision a reality—don’t wait, this opportunity won’t last!
Facts
- Property type
- Land
- Lot size
- 0.23 acres
- Flood zone
- AE
- Annual taxes
- $369/yr
- Listed
- Sep 2, 2025
- MLS #
- N6140414
Price & status history
- Listed for $18,000
- Price reduced to $16,500
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 12411 DIVAN AVE. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$314
$83 of that is principal & interest. 73% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $83
- Property taxes
- $31
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $314
Over the life of the loan
- Loan amount
- $13,200
- Down payment
- $3,300
- Total interest
- $16,836
- Principal + interest paid
- $30,036
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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12411 Divan Ave, Port Charlotte, FL 33981
Listing courtesy of HOMESMART · MLS# N6140414 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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