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Lasbury Tracy Realty Inc
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$160,000

Active

12415 Catalina Dr, Punta Gorda, FL 33955

3 beds Β· 2 baths Β· 2,002 sq ft

Listing courtesy of FLORIDA REALTY COASTWIDE LLC Β· MLS# C7530923

39 days on market

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

Welcome to this 3-bedroom, 2-bath split-plan home located in the Tropical Gulf Acres community of Punta Gorda. Built in 2006 and situated on a corner lot, this home offers a spacious and functional layout with plenty of opportunity to update and personalize to your taste. A welcoming front porch leads into the foyer and spacious living and dining areas. Tile flooring, cathedral and volume ceilings, and abundant natural light help create an open and airy feel throughout the main living spaces. The living room flows into a generously sized kitchen and adjoining family room, providing a comfortable layout for everyday living and entertaining. The kitchen offers plenty of cabinetry, drawer and counter space, as well as a center island, breakfast bar, and walk-in pantry. Double doors off the living area open to the primary suite, which features a walk-in closet and private bath with a soaking tub, separate walk-in shower, and dual-sink vanity. Two additional bedrooms are nicely proportioned, with one offering a walk-in closet, and they share a full guest bathroom. A separate laundry room is conveniently located off the kitchen and provides additional storage space. The property also includes a storage shed and mature trees that add character to the setting. An important improvement already completed is the roof replacement, with the roof permit showing that a final inspection was completed on June 8, 2021. Conveniently located in Punta Gorda, the home offers easy access to shopping, dining, airports, parks, boat ramps, fishing, golf courses, and the restaurants, waterfront, and attractions of historic downtown Punta Gorda. With its spacious floor plan, multiple living areas, corner-lot setting, and newer roof, this home offers a wonderful opportunity to add your finishing touches and make it your own. The property is being sold as-is with the right to inspect. Schedule your showing today and explore all this home has to offer. All information is deemed reliable but not guaranteed. This property is a HUD-owned property and is being sold as is. FHA Case # 095-634853 IN (Insured) 203K FHA $100 Down Eligible. Sold AS IS. See docs for disclosure. Information is not guaranteed. Equal Housing Opportunity. The buyer pays all transfer fees, doc stamps, and title insurance. The buyer is responsible for utilities during inspections. All utilities are off show only during daylight hours. Square footage is calculated by the appraiser.

Facts

Property type
Single Family Residence
Year built
2006
Bathrooms
2 full
Living area
2,002 sqft
Lot size
0.21 acres
Private pool
No
Exposure
East
Furnished
Unfurnished
Flood zone
D
CDD
No
55+ community
No
Annual taxes
$4,117/yr
Listed
Sep 19, 2026
MLS #
C7530923

Price & status history

  1. Listed for $178,000
  2. Price reduced to $160,000

Virtual tour

Tours are hosted by the seller’s chosen provider, not by Lasbury-Tracy Realty. Opening one loads content from that company and shares your IP address with them.

Estimate the monthly payment

Estimate by Lasbury Tracy Realty β€” not a loan offer

Starting figures for 12415 CATALINA DR. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β€” Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure β€” we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.

AssumptionNot applied β€” your down payment is 20% or more.

Estimated total monthly payment

$1,352

$809 of that is principal & interest. 40% is taxes, insurance and fees β€” which is why those inputs matter more here than the rate does.

Principal & interest
$809
Property taxes
$343
Homeowners insurance
$200
Flood insurance
$0
HOA / condo fees
$0
Mortgage insurance (PMI)
$0
Total per month
$1,352

Over the life of the loan

Loan amount
$128,000
Down payment
$32,000
Total interest
$163,257
Principal + interest paid
$291,257
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above β€” nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you β€” a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

12415 Catalina Dr, Punta Gorda, FL 33955

Listing courtesy of FLORIDA REALTY COASTWIDE LLC Β· MLS# C7530923 Β· Active

How would you like to see it?
Which day?
What time of day?

In person Β· Thu, Oct 29 Β· Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial β€” on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

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Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 28, 2026, 9:51 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. Β· [email protected]