$160,000
Active12415 Catalina Dr, Punta Gorda, FL 33955
3 beds Β· 2 baths Β· 2,002 sq ft
Listing courtesy of FLORIDA REALTY COASTWIDE LLC Β· MLS# C7530923
39 days on market
Refreshed from the Stellar MLS feed . This listingβs MLS record last changed .
About this home
Welcome to this 3-bedroom, 2-bath split-plan home located in the Tropical Gulf Acres community of Punta Gorda. Built in 2006 and situated on a corner lot, this home offers a spacious and functional layout with plenty of opportunity to update and personalize to your taste. A welcoming front porch leads into the foyer and spacious living and dining areas. Tile flooring, cathedral and volume ceilings, and abundant natural light help create an open and airy feel throughout the main living spaces. The living room flows into a generously sized kitchen and adjoining family room, providing a comfortable layout for everyday living and entertaining. The kitchen offers plenty of cabinetry, drawer and counter space, as well as a center island, breakfast bar, and walk-in pantry. Double doors off the living area open to the primary suite, which features a walk-in closet and private bath with a soaking tub, separate walk-in shower, and dual-sink vanity. Two additional bedrooms are nicely proportioned, with one offering a walk-in closet, and they share a full guest bathroom. A separate laundry room is conveniently located off the kitchen and provides additional storage space. The property also includes a storage shed and mature trees that add character to the setting. An important improvement already completed is the roof replacement, with the roof permit showing that a final inspection was completed on June 8, 2021. Conveniently located in Punta Gorda, the home offers easy access to shopping, dining, airports, parks, boat ramps, fishing, golf courses, and the restaurants, waterfront, and attractions of historic downtown Punta Gorda. With its spacious floor plan, multiple living areas, corner-lot setting, and newer roof, this home offers a wonderful opportunity to add your finishing touches and make it your own. The property is being sold as-is with the right to inspect. Schedule your showing today and explore all this home has to offer. All information is deemed reliable but not guaranteed. This property is a HUD-owned property and is being sold as is. FHA Case # 095-634853 IN (Insured) 203K FHA $100 Down Eligible. Sold AS IS. See docs for disclosure. Information is not guaranteed. Equal Housing Opportunity. The buyer pays all transfer fees, doc stamps, and title insurance. The buyer is responsible for utilities during inspections. All utilities are off show only during daylight hours. Square footage is calculated by the appraiser.
Facts
- Property type
- Single Family Residence
- Year built
- 2006
- Bathrooms
- 2 full
- Living area
- 2,002 sqft
- Lot size
- 0.21 acres
- Private pool
- No
- Exposure
- East
- Furnished
- Unfurnished
- Flood zone
- D
- CDD
- No
- 55+ community
- No
- Annual taxes
- $4,117/yr
- Listed
- Sep 19, 2026
- MLS #
- C7530923
Price & status history
- Listed for $178,000
- Price reduced to $160,000
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty β not a loan offerStarting figures for 12415 CATALINA DR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure β we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied β your down payment is 20% or more.
Estimated total monthly payment
$1,352
$809 of that is principal & interest. 40% is taxes, insurance and fees β which is why those inputs matter more here than the rate does.
- Principal & interest
- $809
- Property taxes
- $343
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $1,352
Over the life of the loan
- Loan amount
- $128,000
- Down payment
- $32,000
- Total interest
- $163,257
- Principal + interest paid
- $291,257
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above β nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you β a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
12415 Catalina Dr, Punta Gorda, FL 33955
Listing courtesy of FLORIDA REALTY COASTWIDE LLC Β· MLS# C7530923 Β· Active
Where this home is
Opens on aerial β on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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