$438,900
Active12415 Mellon Ave, Port Charlotte, FL 33953
3 beds · 2 baths · 1,689 sq ft
Listing courtesy of PREFERRED SHORE LLC · MLS# A4661121
447 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- custom LED lighting
- waterfall quartz island
- walk-in shower
- indoor laundry room
- polished epoxy garage
- screened-in pool
- outdoor shower
- no HOA
AI-selected highlights from the listing description below.
One or more photo(s) has been virtually staged. Welcome to your Florida dream home! This gorgeous newly built 3-bedroom, 2-bathroom plus office residence is perfectly situated on a quiet street surrounded by other newer homes, offering peace, privacy, and modern luxury. Inside, you’ll find a spacious open layout with high ceilings, elegant tile flooring, custom LED lighting, and stunning fixtures throughout. The show-stopping kitchen features stainless steel appliances, custom cabinetry, and a waterfall quartz island—ideal for both entertaining and everyday living. The luxurious primary suite offers a large walk-in closet, and a walk-in shower. Enjoy the comfort of an indoor laundry room and a polished epoxy-finished garage. Step outside to a private screened-in pool, covered patio, and built-in outdoor shower, all surrounded by lush landscaping and maintained by an irrigation system. With no HOA or lease restrictions and just minutes from Wellen Park, Gulf beaches, shopping, dining, and golf, this move-in-ready home is the perfect blend of style, comfort, and location—schedule your private showing today!
Facts
- Property type
- Single Family Residence
- Year built
- 2025
- Bathrooms
- 2 full
- Living area
- 1,689 sqft
- Lot size
- 0.22 acres
- Private pool
- Yes
- Exposure
- North
- Furnished
- Unfurnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $526/yr
- Listed
- Aug 7, 2025
- MLS #
- A4661121
Price & status history
- Listed for $488,900
- Price reduced to $438,900from $448,900
Virtual tour
- Property Panorama tourpropertypanorama.comView the virtual tour(opens propertypanorama.com in a new tab)
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 12415 MELLON AVE. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$2,629
$2,219 of that is principal & interest. 16% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $2,219
- Property taxes
- $44
- Homeowners insurance
- $366
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $2,629
Over the life of the loan
- Loan amount
- $351,120
- Down payment
- $87,780
- Total interest
- $447,834
- Principal + interest paid
- $798,954
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
12415 Mellon Ave, Port Charlotte, FL 33953
Listing courtesy of PREFERRED SHORE LLC · MLS# A4661121 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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