$18,900
Active12486 Poem Ave, Punta Gorda, FL 33955
0.21 acre lot
Listing courtesy of FRIENDS REALTY LLC · MLS# TB8417770
440 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- corner residential lot
- 432 sq ft garage/building
- approved building permits
- community park
- lake access
- proximity to beaches
- I-75 access
AI-selected highlights from the listing description below.
This spacious corner residential lot comes with a 432 sq ft garage/building already in place — the perfect starting point for your Florida dream home. All necessary permits have already been approved by the county, so construction can begin immediately. This is a fantastic opportunity to fast-track building your dream home without the usual delays. For more details, feel free to contact the county directly or reach out to me anytime. Residents enjoy access to a community park featuring a picnic pavilion, basketball and shuffleboard courts, and a serene lake — ideal for relaxing or spending time with family and friends. Just minutes away, explore the historic charm of downtown Punta Gorda and the waterfront Fishermen’s Village, known for its unique shops, cafés, and vibrant atmosphere. Love the outdoors? You’ll appreciate the close proximity to local waterways and beaches, golf courses, boat ramps, and nature parks with biking and walking trails. With easy access to I-75, you're a quick drive from Sarasota and Tampa to the north, and Fort Myers and Naples to the south — making this an ideal location whether you're looking for peaceful rural living or access to Florida’s top destinations. Live the Florida lifestyle — quiet, natural, and close to everything you need.
Facts
- Property type
- Land
- Lot size
- 0.21 acres
- Flood zone
- X
- Annual taxes
- $525/yr
- Listed
- Aug 14, 2025
- MLS #
- TB8417770
Price & status history
- Listed for $34,900
- Price reduced to $18,900from $21,900
Virtual tour
- Property Panorama tourpropertypanorama.comView the virtual tour(opens propertypanorama.com in a new tab)
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 12486 POEM AVE. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$339
$96 of that is principal & interest. 72% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $96
- Property taxes
- $44
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $339
Over the life of the loan
- Loan amount
- $15,120
- Down payment
- $3,780
- Total interest
- $19,285
- Principal + interest paid
- $34,405
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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12486 Poem Ave, Punta Gorda, FL 33955
Listing courtesy of FRIENDS REALTY LLC · MLS# TB8417770 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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