$475,000
Active125 Morningstar Dr, Punta Gorda, FL 33950
3 beds · 2 baths · 1,828 sq ft
Listing courtesy of RE/MAX PALM REALTY · MLS# C7532956
Listed today
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
WATERFRONT LIVING AT ITS FINEST, Sailboat canal, Quick access and furnished! Welcome to this beautifully updated 3 bedroom, 2 bathroom, 2 car garage home situated on a saltwater canal a short commute to Charlotte Harbor in approximately 5 minutes! Whether you're an avid boater, fishing enthusiast, or simply enjoy the Florida waterfront lifestyle, this home offers the perfect opportunity to enjoy it all! Step inside to discover a beautifully updated interior featuring luxury vinyl plank flooring throughout, a welcoming foyer, spacious formal living room, and formal dining area. The modern kitchen is sure to impress with stylish shaker cabinetry, stainless steel appliances, solid surface countertops, and a convenient beverage refrigerator, creating the perfect space for everyday living and entertaining. The spacious primary suite offers a private retreat featuring dual walk-in closets and an updated ensuite bathroom complete with dual sinks, a beautifully renovated walk-in shower, and a linen closet. The desirable split bedroom floor plan provides privacy, with two generously sized guest bedrooms located on the opposite side of the home. Both guest bedrooms feature walk-in closets and share a guest bathroom that offers the potential to serve as a future pool bath. A dedicated indoor laundry room adds everyday convenience. Step outside and embrace the Florida lifestyle with a spacious outdoor entertaining area overlooking the saltwater canal. Imagine enjoying your morning coffee while taking in the peaceful waterfront views, hosting gatherings with family and friends, or heading out for a day of boating and fishing with Charlotte Harbor just minutes away. With its beautifully updated interior, spacious floor plan, and desirable waterfront location, this home is ready for its new owners to move in and start enjoying everything Southwest Florida waterfront living has to offer! Don't miss your opportunity to make this waterfront retreat your own!
Facts
- Property type
- Single Family Residence
- Year built
- 1987
- Bathrooms
- 2 full
- Living area
- 1,828 sqft
- Lot size
- 0.22 acres
- Water access
- Bay/Harbor, Canal - Saltwater, Gulf/Ocean, Gulf/Ocean to Bay, Intracoastal Waterway
- Water view
- Yes
- Private pool
- No
- Exposure
- Northwest
- Furnished
- Partially
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $5,322/yr
- Listed
- Nov 4, 2026
- MLS #
- C7532956
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 125 MORNINGSTAR DR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$3,241
$2,402 of that is principal & interest. 26% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $2,402
- Property taxes
- $444
- Homeowners insurance
- $396
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $3,241
Over the life of the loan
- Loan amount
- $380,000
- Down payment
- $95,000
- Total interest
- $484,669
- Principal + interest paid
- $864,669
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
125 Morningstar Dr, Punta Gorda, FL 33950
Listing courtesy of RE/MAX PALM REALTY · MLS# C7532956 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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