$16,500
Active12507 Vista Cir, Punta Gorda, FL 33955
0.22 acre lot
Listing courtesy of MARINA PARK REALTY LLC · MLS# C7512646
464 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- lakefront lot
- no HOA restrictions
- minimal flood hazard
- rural setting
- near Punta Gorda Airport
AI-selected highlights from the listing description below.
Nestled in the serene community of Tropical Gulf Acres, this lake front lot offers a rare opportunity to create your dream home in a peaceful, rural setting. This spacious lot, not in a No Scrub Jay Zone, provides ample space and privacy, free from HOA restrictions or deed limitations—giving you the freedom to build exactly the way you envision. Enjoy the tranquility of country living while remaining conveniently close to key amenities. This prime location is just minutes from Punta Gorda Airport, I-75, shopping, dining, and the breathtaking Gulf Coast beaches. Zone D is considered an area of minimal flood hazard that is determined to be outside the Special Flood Hazard Area so you can plan your build with confidence. Whether you're looking to invest or craft your ideal retreat, this property offers the perfect combination of location, space, and potential. Seize this incredible opportunity today!
Facts
- Property type
- Land
- Lot size
- 0.22 acres
- Waterfront
- Yes · 39 ft
- Water access
- Lake
- Water view
- Yes
- Exposure
- West
- Flood zone
- D
- Annual taxes
- $340/yr
- Listed
- Jul 21, 2025
- MLS #
- C7512646
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 12507 VISTA CIR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$312
$83 of that is principal & interest. 73% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $83
- Property taxes
- $28
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $312
Over the life of the loan
- Loan amount
- $13,200
- Down payment
- $3,300
- Total interest
- $16,836
- Principal + interest paid
- $30,036
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
12507 Vista Cir, Punta Gorda, FL 33955
Listing courtesy of MARINA PARK REALTY LLC · MLS# C7512646 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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