$15,500
Active12522 Ranch Ave, Port Charlotte, FL 33953
0.23 acre lot
Listing courtesy of PARTNERSHIP REALTY INC. · MLS# O6424860
107 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- No HOA/CDD
- Pool-ready lot
- Paved road
- Mineral springs nearby
- Beach access nearby
AI-selected highlights from the listing description below.
Located in very quiet area of the growing city of Port Charlotte. Paved road and very close to all amenities. New construction homes all around. Top rated healthcare, award winning beaches, extensive dining and shopping, waterways, city center amenities, golfing, pools, schools, boat launches, entertainment, all a 5-7 drive. The warm mineral springs is close the Atlanta Braves Training Stadium, Cool Today Park, within 20 minutes drive you can be at Manasota Beach on the Gulf of Mexico, Aquatic Center, and much more. NO HOA/CDD! This affordable lot offers a ton of versatility. There is room to comfortably build a pool, and live the true essence of Southwest Florida. Need help finding a builder? We can help connect you. Let's build this home and start your endless summer now. Take the drive and take a look at this piece of land for yourself.
Facts
- Property type
- Land
- Lot size
- 0.23 acres
- Exposure
- Southwest
- Flood zone
- AE
- CDD
- No
- Annual taxes
- $526/yr
- Listed
- Jul 13, 2026
- MLS #
- O6424860
Price & status history
- Listed for $16,000
- Price reduced to $15,500
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 12522 RANCH AVE. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$322
$78 of that is principal & interest. 76% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $78
- Property taxes
- $44
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $322
Over the life of the loan
- Loan amount
- $12,400
- Down payment
- $3,100
- Total interest
- $15,816
- Principal + interest paid
- $28,216
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
12522 Ranch Ave, Port Charlotte, FL 33953
Listing courtesy of PARTNERSHIP REALTY INC. · MLS# O6424860 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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