$26,900
Active12534 Steen Ter, Port Charlotte, FL 33981
0.24 acre lot
Listing courtesy of TALENT REALTY SOLUTIONS · MLS# O6284031
610 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- waterfront park
- playground
- fishing area
- private boat ramp
- direct river access
- direct harbor access
AI-selected highlights from the listing description below.
Located on a quiet street, it's the perfect spot to build your dream home. Gulf Cove offers a fantastic waterfront park featuring a playground, fishing area, and a private boat ramp with direct access to the Myakka River and Charlotte Harbor. Just minutes from South Englewood, this location provides easy access to shopping, dining, multiple golf courses, and some of Florida’s best boating and fishing opportunities. Buyer and buyer's representative are responsible for verifying environmental conditions and any endangered species restrictions. Whether you're looking for a great investment or your own slice of paradise, this property is a must-see!
Facts
- Property type
- Land
- Lot size
- 0.24 acres
- Exposure
- South
- Flood zone
- AE
- Annual taxes
- $450/yr
- Listed
- Feb 25, 2025
- MLS #
- O6284031
Price & status history
- Listed for $45,000
- Price reduced to $26,900from $39,900
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 12534 STEEN TER. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$374
$136 of that is principal & interest. 64% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $136
- Property taxes
- $38
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $374
Over the life of the loan
- Loan amount
- $21,520
- Down payment
- $5,380
- Total interest
- $27,448
- Principal + interest paid
- $48,968
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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12534 Steen Ter, Port Charlotte, FL 33981
Listing courtesy of TALENT REALTY SOLUTIONS · MLS# O6284031 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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