$475,000
Active12650 Palatka Dr, Venice, FL 34293
2 beds · 2 baths · 1,632 sq ft
Listing courtesy of MICHAEL SAUNDERS & COMPANY · MLS# N6144262
173 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- Full-length pond view
- Resort-style amenities
- Miles of trails
- 9-foot doors
- Extended lanai
- Hurricane impact windows
- Custom built-in bar
AI-selected highlights from the listing description below.
Experience elevated Florida living in this stunning 2024-built Tidewinds 2 Villa located in the highly sought-after Grand Palm. An award-winning community with ALL the resort-style amenities. This professionally decorated 2 bedroom, 2-bath home also has a versatile FLEX room with built in beverage bar. Showcasing a spectacular full-length pond view, this Villa offers more upgrades than the builder model. Designed with both luxury and comfort in mind. Upgrades include luxury vinyl flooring throughout (NO Carpet) soaring 9-foot doors, crown molding, additional indoor and outdoor lighting. The expansive pocket sliding glass door seamlessly blends indoor and outdoor living. An extended lanai with natural gas cooking pad. Hurricane impact windows provide peace of mind year-round. The designer kitchen with quartz counters, upgraded full overlay cabinets and built-in ice maker. Make this better than new construction. All warranties transfer including appliances. Roof, exterior paint and landscape covered by HOA. LISTING AGENT IS OWNER.
Facts
- Property type
- Villa
- Year built
- 2024
- Bathrooms
- 2 full
- Living area
- 1,632 sqft
- Lot size
- 0.15 acres
- Water view
- Yes
- Private pool
- No
- Exposure
- Southeast
- Furnished
- Negotiable
- Flood zone
- X
- CDD
- Yes
- 55+ community
- No
- Annual taxes
- $5,747/yr
- Monthly fees
- $314/mo
- Listed
- May 8, 2026
- MLS #
- N6144262
Price & status history
- Listed for $500,000
- Price reduced to $490,000
- Price reduced to $475,000
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 12650 PALATKA DR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$3,591
$2,402 of that is principal & interest. 33% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $2,402
- Property taxes
- $479
- Homeowners insurance
- $396
- Flood insurance
- $0
- HOA / condo fees
- $314
- Mortgage insurance (PMI)
- $0
- Total per month
- $3,591
Over the life of the loan
- Loan amount
- $380,000
- Down payment
- $95,000
- Total interest
- $484,669
- Principal + interest paid
- $864,669
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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12650 Palatka Dr, Venice, FL 34293
Listing courtesy of MICHAEL SAUNDERS & COMPANY · MLS# N6144262 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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