$1,050,000
Active1281 Gulf of Mexico Dr #111, Longboat Key, FL 34228
2 beds Β· 2.5 baths Β· 1,392 sq ft
Listing courtesy of PREMIER SOTHEBY'S INTERNATIONAL REALTY Β· MLS# A4688079
212 days on market
Refreshed from the Stellar MLS feed . This listingβs MLS record last changed .
About this home
Whatβs special
- Gulf-front location
- Gated community
- Plaza level
- 10-foot ceilings
- Expansive balcony
- Stack washer and dryer
- Resort-style pool
- Har-tru tennis courts
AI-selected highlights from the listing description below.
Welcome to a little piece of paradise on Longboat Key at the stunning gated Gulf-front condominium community of Water Club, which offers a coastal lifestyle complete with direct access to sandy beaches, high-end amenities and exceptional security and concierge services. This designer-inspired, two-bedroom, 2.5-bath condominium is on the newer north building's plaza level and features nearly 1,400 square feet, 10-foot ceilings, double crown molding, plank wood flooring in the living areas, natural colors and floor to ceiling storm impact windows and doors. An open floor plan offers garden views from the spacious living room and the kitchen, which has both a breakfast bar and a seating area. A beautiful kitchen renovation was completed in December 2025 with handsome wood cabinets, stone countertops and GE Profile appliances. The split plan allows privacy for owners and guests in the two separate primary en-suite bedrooms, each with large windows, custom drapes and carpet, wall closets with built-ins and baths with combination tub/showers. ?An expansive balcony with glass railing barriers can be accessed through the living area and one of the primary suites. This lovely condo conveniently has a stack washer and dryer, linen closet, underbuilding storage unit and assigned parking and its own front desk concierge. Behind the 24-hour guarded-gate is true luxury living with a modern clubhouse, state-of-the-art fitness room, locker room and spa, sauna, bar and lounge, library, game room, ballroom and catering kitchen and outside terrace for gatherings and watching sunsets over the Gulf waters. Besides the magnificent beach and Florida-friendly landscaped grounds, the outdoor amenities include a peaceful courtyard, fire pit, resort-style pool and hot tub and new Har-tru tennis courts. Water Club is conveniently near island golf courses and Publix, and a short distance from St. Armands Circle and downtown Sarasota for dining, shopping, entertainment and cultural venues.
Facts
- Property type
- Condominium
- Year built
- 1999
- Bathrooms
- 2 full, 1 half
- Living area
- 1,392 sqft
- Waterfront
- Yes Β· 500 ft
- Water access
- Gulf/Ocean
- Private pool
- Yes
- Exposure
- East
- Furnished
- Unfurnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $9,956/yr
- Monthly fees
- $2,554/mo
- Listed
- Mar 25, 2026
- MLS #
- A4688079
Virtual tour
- Virtual tourpix360.comView the virtual tour(opens pix360.com in a new tab)
Opens pix360.com in a new tab.
Tours are hosted by the sellerβs chosen provider, not by Lasbury-Tracy Realty. Opening one loads content from that company and shares your IP address with them.
Estimate the monthly payment
Estimate by Lasbury Tracy Realty β not a loan offerStarting figures for 1281 GULF OF MEXICO DR #111. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure β we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied β your down payment is 20% or more.
Estimated total monthly payment
$9,568
$5,309 of that is principal & interest. 45% is taxes, insurance and fees β which is why those inputs matter more here than the rate does.
- Principal & interest
- $5,309
- Property taxes
- $830
- Homeowners insurance
- $875
- Flood insurance
- $0
- HOA / condo fees
- $2,554
- Mortgage insurance (PMI)
- $0
- Total per month
- $9,568
Over the life of the loan
- Loan amount
- $840,000
- Down payment
- $210,000
- Total interest
- $1,071,374
- Principal + interest paid
- $1,911,374
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above β nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you β a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
1281 Gulf of Mexico Dr #111, Longboat Key, FL 34228
Listing courtesy of PREMIER SOTHEBY'S INTERNATIONAL REALTY Β· MLS# A4688079 Β· Active
Where this home is
Opens on aerial β on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
More homes in Longboat Key
Want an email when homes like this list?
New Longboat Key listings with at least 2 bedrooms up to $1,315,000. Free, and you can stop any time.



