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$529,000

Active

129 Breakers Ct #121, Punta Gorda, FL 33950

3 beds Β· 2 baths Β· 2,383 sq ft

Listing courtesy of COLDWELL BANKER REALTY Β· MLS# C7520128

285 days on market

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

What’s special

  • Sailboat access, no bridges
  • Corner unit, 4-unit complex
  • Pool overlooking Bass Inlet

AI-selected highlights from the listing description below.

A Refined Waterfront Retreat in Punta Gorda Isles: There are waterfront residences, and then there are those rare properties that bring together space, privacy, boating access and an exceptional setting in a way that feels truly special. Residence 121 at 129 Breakers Court is one of them. Encompassing 2,383 square feet, this elegant three-bedroom, two-bath corner residence occupies one of only four homes in an intimate boutique building overlooking Bass Inlet and the waters leading to Charlotte Harbor. With sailboat access and no bridges, the water is quite literally part of your everyday lifestyle. A deeded dock with a 10,000-pound boat lift provides effortless access for boating, while the ever-changing waterfront panorama offers a front-row seat to life on the water. Beautifully remodeled in 2023, the residence is defined by its generous proportions and understated sophistication. Nearly 10-foot tray ceilings, 8-foot doors and 24" x 48" white porcelain tile create an airy, contemporary backdrop throughout the main living spaces. The open-concept design flows naturally from the living and dining areas into the beautifully appointed kitchen, where soft-close cabinetry, under-cabinet lighting, glass tile backsplash, reverse-osmosis filtration and a substantial breakfast bar combine style with everyday practicality. The expansive primary suite offers more than 500 square feet of private living space, including a comfortable sitting and reading area and a generous walk-in closet. Each of the three bedrooms features its own walk-in closet, providing exceptional storage and comfort for both residents and guests. Walls of glass open to a 155-square-foot screened lanai, where morning coffee, evening cocktails and sunset views become part of the rhythm of life. Beyond, Bass Inlet stretches toward Charlotte Harbor, creating a peaceful and ever-changing backdrop. Practical luxuries have been thoughtfully incorporated as well. The enclosed, weather-protected under-building garage includes two deeded parking spaces, additional room for a golf cart, bicycles or kayak, and a private storage room. An oversized, humidity-controlled community gear locker provides additional dedicated space for boating and fishing equipment. Residents also enjoy a waterfront pool and screened gathering area overlooking Bass Inlet. A new metal roof installed in 2023 adds another layer of long-term value and peace of mind. The $785 monthly association fee, unchanged since 2022, includes flood insurance, trash, pool, elevator and pest control. Set along a quiet, palm-lined cul-de-sac terminating at Brown Park, the location offers an enviable balance of privacy and convenience. Fishermen's Village, Isles Yacht Club, Gilchrist Park, tennis and pickleball are all within walking or biking distance, while Sunseeker Resort is just across the way. Whether envisioned as a year-round residence or an elegant Florida retreat, this is a home designed for those who appreciate space, waterfront living and the quiet luxury of having everything in its place. Simply put, this is Punta Gorda Isles waterfront living at its most effortless.

Facts

Property type
Condominium
Year built
2003
Bathrooms
2 full
Living area
2,383 sqft
Waterfront
Yes Β· 90 ft
Water access
Canal - Saltwater
Water view
Yes
Private pool
Yes
Exposure
Northwest
Furnished
Furnished
Flood zone
AE
CDD
No
55+ community
No
Annual taxes
$9,632/yr
Monthly fees
$785/mo
Listed
Jan 15, 2026
MLS #
C7520128

Price & status history

  1. Listed for $649,000
  2. Price reduced to $529,000from $549,000
  3. Status changed to Pending
  4. Status changed to Active

Estimate the monthly payment

Estimate by Lasbury Tracy Realty β€” not a loan offer

Starting figures for 129 BREAKERS CT #121. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β€” Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure β€” we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.

AssumptionNot applied β€” your down payment is 20% or more.

Estimated total monthly payment

$4,703

$2,675 of that is principal & interest. 43% is taxes, insurance and fees β€” which is why those inputs matter more here than the rate does.

Principal & interest
$2,675
Property taxes
$803
Homeowners insurance
$441
Flood insurance
$0
HOA / condo fees
$785
Mortgage insurance (PMI)
$0
Total per month
$4,703

Over the life of the loan

Loan amount
$423,200
Down payment
$105,800
Total interest
$539,768
Principal + interest paid
$962,968
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above β€” nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you β€” a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

129 Breakers Ct #121, Punta Gorda, FL 33950

Listing courtesy of COLDWELL BANKER REALTY Β· MLS# C7520128 Β· Active

How would you like to see it?
Which day?
What time of day?

In person Β· Thu, Oct 29 Β· Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial β€” on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

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Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 28, 2026, 11:13 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. Β· [email protected]