$529,000
Active129 Breakers Ct #121, Punta Gorda, FL 33950
3 beds Β· 2 baths Β· 2,383 sq ft
Listing courtesy of COLDWELL BANKER REALTY Β· MLS# C7520128
285 days on market
Refreshed from the Stellar MLS feed . This listingβs MLS record last changed .
About this home
Whatβs special
- Sailboat access, no bridges
- Corner unit, 4-unit complex
- Pool overlooking Bass Inlet
AI-selected highlights from the listing description below.
A Refined Waterfront Retreat in Punta Gorda Isles: There are waterfront residences, and then there are those rare properties that bring together space, privacy, boating access and an exceptional setting in a way that feels truly special. Residence 121 at 129 Breakers Court is one of them. Encompassing 2,383 square feet, this elegant three-bedroom, two-bath corner residence occupies one of only four homes in an intimate boutique building overlooking Bass Inlet and the waters leading to Charlotte Harbor. With sailboat access and no bridges, the water is quite literally part of your everyday lifestyle. A deeded dock with a 10,000-pound boat lift provides effortless access for boating, while the ever-changing waterfront panorama offers a front-row seat to life on the water. Beautifully remodeled in 2023, the residence is defined by its generous proportions and understated sophistication. Nearly 10-foot tray ceilings, 8-foot doors and 24" x 48" white porcelain tile create an airy, contemporary backdrop throughout the main living spaces. The open-concept design flows naturally from the living and dining areas into the beautifully appointed kitchen, where soft-close cabinetry, under-cabinet lighting, glass tile backsplash, reverse-osmosis filtration and a substantial breakfast bar combine style with everyday practicality. The expansive primary suite offers more than 500 square feet of private living space, including a comfortable sitting and reading area and a generous walk-in closet. Each of the three bedrooms features its own walk-in closet, providing exceptional storage and comfort for both residents and guests. Walls of glass open to a 155-square-foot screened lanai, where morning coffee, evening cocktails and sunset views become part of the rhythm of life. Beyond, Bass Inlet stretches toward Charlotte Harbor, creating a peaceful and ever-changing backdrop. Practical luxuries have been thoughtfully incorporated as well. The enclosed, weather-protected under-building garage includes two deeded parking spaces, additional room for a golf cart, bicycles or kayak, and a private storage room. An oversized, humidity-controlled community gear locker provides additional dedicated space for boating and fishing equipment. Residents also enjoy a waterfront pool and screened gathering area overlooking Bass Inlet. A new metal roof installed in 2023 adds another layer of long-term value and peace of mind. The $785 monthly association fee, unchanged since 2022, includes flood insurance, trash, pool, elevator and pest control. Set along a quiet, palm-lined cul-de-sac terminating at Brown Park, the location offers an enviable balance of privacy and convenience. Fishermen's Village, Isles Yacht Club, Gilchrist Park, tennis and pickleball are all within walking or biking distance, while Sunseeker Resort is just across the way. Whether envisioned as a year-round residence or an elegant Florida retreat, this is a home designed for those who appreciate space, waterfront living and the quiet luxury of having everything in its place. Simply put, this is Punta Gorda Isles waterfront living at its most effortless.
Facts
- Property type
- Condominium
- Year built
- 2003
- Bathrooms
- 2 full
- Living area
- 2,383 sqft
- Waterfront
- Yes Β· 90 ft
- Water access
- Canal - Saltwater
- Water view
- Yes
- Private pool
- Yes
- Exposure
- Northwest
- Furnished
- Furnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $9,632/yr
- Monthly fees
- $785/mo
- Listed
- Jan 15, 2026
- MLS #
- C7520128
Price & status history
- Listed for $649,000
- Price reduced to $529,000from $549,000
- Status changed to Pending
- Status changed to Active
Estimate the monthly payment
Estimate by Lasbury Tracy Realty β not a loan offerStarting figures for 129 BREAKERS CT #121. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure β we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied β your down payment is 20% or more.
Estimated total monthly payment
$4,703
$2,675 of that is principal & interest. 43% is taxes, insurance and fees β which is why those inputs matter more here than the rate does.
- Principal & interest
- $2,675
- Property taxes
- $803
- Homeowners insurance
- $441
- Flood insurance
- $0
- HOA / condo fees
- $785
- Mortgage insurance (PMI)
- $0
- Total per month
- $4,703
Over the life of the loan
- Loan amount
- $423,200
- Down payment
- $105,800
- Total interest
- $539,768
- Principal + interest paid
- $962,968
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above β nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
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129 Breakers Ct #121, Punta Gorda, FL 33950
Listing courtesy of COLDWELL BANKER REALTY Β· MLS# C7520128 Β· Active
Where this home is
Opens on aerial β on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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