$12,000
Active1294 Birch Ter, Port Charlotte, FL 33953
0.23 acre lot
Listing courtesy of RE/MAX PALM REALTY · MLS# C7516076
384 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Buy and build or invest and wait. Location is close to Highway 41 or Tamiami Trail and Highway I-75. Lot size: 0.23 of acre = 9,999 sq ft. 80x125x80x125. Great location to invest or build your new home. Pick your own builder or ask for help. Conveniently located close to I-75 and local amenities, beaches, and Tiki Bars and Live entertainment daily. The best Tarpon and red game fishing in the world with off speed boat racing to spring training baseball teams as The Atlanta Braves and Tampa Rays baseball teams. Just want to go to the local beaches (Port Charlotte, Boca Grande, Englewood and Sarasota beaches) or fishing for the day. Great to do it all with whatever you can dream or do as a hobby. Local International Airports: Fort Myers, Sarasota and local Punta Gorda with Allegiant airlines direct. Many outdoor concert venues weekly. Many local Tiki Clubs watch live entertainment to have a Sunset view. Local parks, state parks, tennis or pickleball, to amazing golf courses. Scrub jay free. No permit needed.
Facts
- Property type
- Land
- Lot size
- 0.23 acres
- Exposure
- North
- Flood zone
- X500
- Annual taxes
- $526/yr
- Listed
- Oct 9, 2025
- MLS #
- C7516076
Price & status history
- Listed for $14,000
- Price reduced to $12,000from $12,500
Virtual tour
- Property Panorama tourpropertypanorama.comView the virtual tour(opens propertypanorama.com in a new tab)
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 1294 BIRCH TER. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$305
$61 of that is principal & interest. 80% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $61
- Property taxes
- $44
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $305
Over the life of the loan
- Loan amount
- $9,600
- Down payment
- $2,400
- Total interest
- $12,244
- Principal + interest paid
- $21,844
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
1294 Birch Ter, Port Charlotte, FL 33953
Listing courtesy of RE/MAX PALM REALTY · MLS# C7516076 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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