$92,000
Active12980 Ridgely Cir #3, Port Charlotte, FL 33981
0.4 acre lot
Listing courtesy of RE/MAX PALM REALTY · MLS# C7512503
468 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- Multi family zoning
- Triplex building plans
- Tarpon and red fishing
- Pool addition space
- Scrub jay free
AI-selected highlights from the listing description below.
Zoned: Multi Family 10 Units / Acre - Rmf10 Lot. 17,231 Lot Sq ft. = 0.3956 Lot acres Type: Res Lot. Sold as is or can be sold with building plans for a Triplex. Local amenities, beaches, and Tiki Bars and Live entertainment daily. The best Tarpon and red game fishing in the world with off speed boat racing to spring training baseball teams as The Atlanta Braves and Tampa Rays baseball teams. Just want to go to the local beaches (Port Charlotte, Boca Grande, Englewood and Sarasota beaches) or fishing for the day. Great to do it all with whatever you can dream or do as a hobby. Local International Airports: Fort Myers, Sarasota and local Punta Gorda with Allegiant airlines direct. Many outdoor concert venues weekly. Many local Tiki Clubs watch live entertainment to have a Sunset view. Local parks, state parks, tennis or pickleball, to amazing golf courses. You deserve to view this property and make it your home or investment. You even have room to add or build a new pool. Scrub jay free. No permit needed.
Facts
- Property type
- Land
- Lot size
- 0.4 acres
- Exposure
- East
- Flood zone
- X500
- Annual taxes
- $1,580/yr
- Listed
- Jul 17, 2025
- MLS #
- C7512503
Price & status history
- Listed for $105,000
- Price reduced to $92,000from $94,000
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 12980 RIDGELY CIR #3. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$797
$465 of that is principal & interest. 42% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $465
- Property taxes
- $132
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $797
Over the life of the loan
- Loan amount
- $73,600
- Down payment
- $18,400
- Total interest
- $93,873
- Principal + interest paid
- $167,473
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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12980 Ridgely Cir #3, Port Charlotte, FL 33981
Listing courtesy of RE/MAX PALM REALTY · MLS# C7512503 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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