$17,000
Active1299 Birch Ter, Port Charlotte, FL 33953
0.23 acre lot
Listing courtesy of GRANT TEAM REAL ESTATE, LLC · MLS# C7528149
112 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- Vacant homesite
- Pool potential
- Lanai space
- Near golf courses
- Boating access
- Gulf Coast beaches nearby
AI-selected highlights from the listing description below.
BUILD YOUR FLORIDA DREAM HOME IN A PEACEFUL PORT CHARLOTTE LOCATION! Welcome to 1299 Birch Terrace, Port Charlotte, FL 33953, a residential homesite offering the perfect opportunity to build in one of Southwest Florida's growing communities. Tucked away in a quiet, serene setting, this property provides the ideal balance of privacy while remaining just minutes from shopping, dining, schools, golf courses, medical facilities, and everyday conveniences. Whether you're ready to build your dream home now or invest for the future, this lot offers the flexibility to create a home tailored to your lifestyle. Design the outdoor space you've always envisioned with room for a pool, spacious lanai, or beautiful Florida landscaping. Conveniently located near major roadways, you'll enjoy easy access to Port Charlotte, North Port, Punta Gorda, Charlotte Harbor, and the area's many boating, fishing, golfing, and Gulf Coast beaches. Whether you're searching for the perfect homesite or looking to invest in one of Southwest Florida's continually expanding areas, this property offers outstanding potential in a peaceful location. DON'T MISS THIS OPPORTUNITY TO SECURE YOUR PIECE OF PARADISE IN PORT CHARLOTTE!
Facts
- Property type
- Land
- Lot size
- 0.23 acres
- Exposure
- Southeast
- Flood zone
- AE*
- Annual taxes
- $389/yr
- Listed
- Jul 6, 2026
- MLS #
- C7528149
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 1299 BIRCH TER. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$318
$86 of that is principal & interest. 73% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $86
- Property taxes
- $32
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $318
Over the life of the loan
- Loan amount
- $13,600
- Down payment
- $3,400
- Total interest
- $17,346
- Principal + interest paid
- $30,946
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
1299 Birch Ter, Port Charlotte, FL 33953
Listing courtesy of GRANT TEAM REAL ESTATE, LLC · MLS# C7528149 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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