$328,793
Active13009 Ridgely Cir, Port Charlotte, FL 33981
6 beds · 4 baths · 2,324 sq ft
Listing courtesy of PARADISE REALTY AND INVESTMENT · MLS# TB8429295
387 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- duplex
- 3 bedrooms 2 bathrooms
- split-floor plan
- paver driveway
- walk-in closet
- waterproof vinyl flooring
- no HOA
- transferable building permit
AI-selected highlights from the listing description below.
Under Construction. The property’s price is based on the current stage of construction, which is 0.77/100 of completion. This property has an active and transferable building permit. Electrical, plumbing, and HVAC systems are already completed, and the structure is in an advanced stage of construction—ready to be finished to the new owner’s specifications. If the buyer wants to finish the construction with our builder we have a preferred lender to provide financing and the remaining cost is $106,553. Welcome to the Duplex of Your Dreams! Be the first to experience luxury in this stunning brand-new construction, featuring 3 bedrooms and 2 bathrooms each unit, nestled in a serene neighborhood. Park with ease on the elegant paver driveway, accommodating 2 cars each home. Delight in the cleverly designed split-floor plan that offers privacy and ample space for everyone. Embrace modern living with waterproof vinyl flooring throughout, ensuring style and durability. Entertain effortlessly in the sleek kitchen, complete with granite countertops, upgraded cabinets, and a charming backsplash. Relax in the luxurious master bedroom with a spacious walk-in closet. No HOA, no CDD, and no restrictions. A prime opportunity for investors and homeowners alike!
Facts
- Property type
- Duplex
- Year built
- 2025
- Living area
- 2,324 sqft
- Lot size
- 0.38 acres
- Private pool
- No
- Flood zone
- 8AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $1,392/yr
- Listed
- Sep 17, 2025
- MLS #
- TB8429295
Price & status history
- Listed for $348,000
- Price reduced to $328,793from $333,000
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 13009 RIDGELY CIR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$2,053
$1,663 of that is principal & interest. 19% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,663
- Property taxes
- $116
- Homeowners insurance
- $274
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $2,053
Over the life of the loan
- Loan amount
- $263,034
- Down payment
- $65,759
- Total interest
- $335,485
- Principal + interest paid
- $598,519
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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13009 Ridgely Cir, Port Charlotte, FL 33981
Listing courtesy of PARADISE REALTY AND INVESTMENT · MLS# TB8429295 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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