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Lasbury Tracy Realty Inc
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$359,800

Active

13172 Gorman Ave, Port Charlotte, FL 33981

3 beds · 2 baths · 1,640 sq ft

Listing courtesy of REALTY ONE GROUP MVP · MLS# C7530635

44 days on market

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

**RARE FINANCING OPPORTUNITY** OPTIONAL ASSUMABLE 4.75 FIXED-RATE MORTGAGE! Built in 2022 and beautifully maintained, this modern Florida home offers thoughtful upgrades inside and out, an open-concept design, and exceptional use of space. From the moment you arrive, you’ll appreciate the attractive landscaping, including 18 newly planted Areca palms for added backyard privacy, a 6-foot vinyl privacy fence with two convenient gates: an 8-foot double gate and 4-foot single gate. 8' x 12' storage shed. The backyard is designed for outdoor living with a large patio area finished with rubber mulch, perfect for relaxing, entertaining, or play, along with an added paver pathway connecting the lanai to the outdoor grill area. Plenty of room to add a pool, plus a dedicated area to park a boat, camper, or RV. Inside, the home features a desirable open-concept, split-bedroom floor plan with cathedral ceilings in the living room and tile flooring throughout. The spacious kitchen is the heart of the home, showcasing an oversized island, granite countertops, modern shaker cabinetry, stainless steel appliances, recessed lighting, and a comfortable dining area. French doors open to the lanai, creating an easy transition between indoor and outdoor living. The primary suite offers a large walk-in closet with an en suite bathroom featuring a dual-sink vanity and walk-in corner shower. Two additional bedrooms are thoughtfully positioned on the opposite side of the home, providing added privacy. A Murphy bed conveys with the property, offering flexible use for guests, a home office, or multipurpose space. The guest bathroom features a convenient tub/shower combination. Granite countertops continue into the bathrooms, and ceiling fans are installed throughout the home. Additional wall cabinetry in the living room and dining room provides extra storage. For added peace of mind, the home includes hurricane/storm shutters and is connected to public water. Best of all, there is NO mandatory HOA and NO CDD. Owners may choose to join the voluntary property owners association: Property Owners of Gulf Cove, Inc., which provides access to waterfront recreational properties, including a private boat ramp and private park. Designed for comfortable everyday living while embracing the Florida lifestyle, this home offers modern finishes, privacy, outdoor space, and valuable community access without mandatory association fees. Flood insurance is assumable, subject to carrier approval and applicable transfer requirements. The following items will remain with the home: 2 living room couches, 3 kitchen barstools, Murphy bed, Primary bedroom dressers and nightstands, Living/dining room wall cabinets, Outdoor patio furniture and fire pit. Washer and Dryer DO NOT CONVEY. Located just 2 blocks from the new Myakka River Park, currently under construction and expected to have trails, recreational areas, and a natural kayak launch along the Myakka River. Minutes to pristine, sparkling sand and turquoise-water beaches: Boca Grande and Englewood. Located close to schools, restaurants, and shopping. Move in, unpack, and start living the life you've always dreamed of. Don't miss the opportunity to make this your own personal sanctuary. Enjoy true Florida living: hiking, biking, hunting, swimming, shelling, boating, fishing, bird watching, and beyond. Schedule a viewing today and let this dream home become your reality!

Facts

Property type
Single Family Residence
Year built
2022
Bathrooms
2 full
Living area
1,640 sqft
Lot size
0.23 acres
Water access
Bay/Harbor, Gulf/Ocean, River
Private pool
No
Exposure
South
Furnished
Partially
Flood zone
AE, X
CDD
No
55+ community
No
Annual taxes
$3,767/yr
Listed
Sep 11, 2026
MLS #
C7530635

Price & status history

  1. Listed for $359,900
  2. Status changed to Active
  3. Price reduced to $359,800

Virtual tour

Tours are hosted by the seller’s chosen provider, not by Lasbury-Tracy Realty. Opening one loads content from that company and shares your IP address with them.

Estimate the monthly payment

Estimate by Lasbury Tracy Realty — not a loan offer

Starting figures for 13172 GORMAN AVE. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.

AssumptionNot applied — your down payment is 20% or more.

Estimated total monthly payment

$2,433

$1,819 of that is principal & interest. 25% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.

Principal & interest
$1,819
Property taxes
$314
Homeowners insurance
$300
Flood insurance
$0
HOA / condo fees
$0
Mortgage insurance (PMI)
$0
Total per month
$2,433

Over the life of the loan

Loan amount
$287,840
Down payment
$71,960
Total interest
$367,124
Principal + interest paid
$654,964
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

13172 Gorman Ave, Port Charlotte, FL 33981

Listing courtesy of REALTY ONE GROUP MVP · MLS# C7530635 · Active

How would you like to see it?
Which day?
What time of day?

In person · Thu, Oct 29 · Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

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Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 28, 2026, 8:22 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. · [email protected]