$1,200,000
Active1320 Moonmist Dr #B-11, Sarasota, FL 34242
2 beds · 2 baths · 1,790 sq ft
Open house
- Sun, Nov 1 · 1–4 PMDirect waterfront 2/2 plus garage. Beautiful Polynesian Gardens. Heated pool, community fishing pier, clubhouse. Detached villa.
Listing courtesy of COLDWELL BANKER REALTY · MLS# A4679270
268 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- Direct bayfront location
- Maintenance free villa
- Intracoastal/bay views
- Paved patio on water
- Heated pool
- Fishing pier
- Free trolley access
AI-selected highlights from the listing description below.
Rarely available direct bayfront 2/2 maintenance free villa in Polynesian Gardens. Magnificent views of the Intracoastal/Little Sarasota Bay. Watch the manatees and boats go by from your paved patio directly on the water. Spacious 2 bedrooms/2 full baths with very large great room. Updated kitchen and baths with new cabinetry, granite and stainless-steel appliances. Plenty of closet space. Garage with plenty of storage plus an extra driveway allows for 2 parking spaces. Newer washer/dryer in garage. Beautiful landscaping. Community has a heated pool, clubhouse and fishing pier. Close to shops, dining and America's #1 Beach - Siesta Key. Free trolley stops directly in the front of the community on Midnight Pass Road. Two pets allowed any size.
Facts
- Property type
- Condominium
- Year built
- 1968
- Bathrooms
- 2 full
- Living area
- 1,790 sqft
- Waterfront
- Yes · 90 ft
- Water view
- Yes
- Private pool
- No
- Exposure
- West
- Furnished
- Unfurnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $5,819/yr
- Monthly fees
- $1,344/mo
- Listed
- Jan 18, 2026
- MLS #
- A4679270
Price & status history
- Listed for $1,300,000
- Price reduced to $1,200,000
Virtual tour
- Video tour on YouTubeyoutu.be
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 1320 MOONMIST DR #B-11. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$8,897
$6,068 of that is principal & interest. 32% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $6,068
- Property taxes
- $485
- Homeowners insurance
- $1,000
- Flood insurance
- $0
- HOA / condo fees
- $1,344
- Mortgage insurance (PMI)
- $0
- Total per month
- $8,897
Over the life of the loan
- Loan amount
- $960,000
- Down payment
- $240,000
- Total interest
- $1,224,427
- Principal + interest paid
- $2,184,427
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
1320 Moonmist Dr #B-11, Sarasota, FL 34242
Listing courtesy of COLDWELL BANKER REALTY · MLS# A4679270 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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